Tag Archives: Guidance

Let’s stop pretending guidance is enough.

News that the Government has thrown out proposals for compulsory guidance to protect us from ourselves comes as no surprise to me , though it has clearly angered Ros Altmann. Writing on her blog, the former Pensions Minister writes of  the … Continue reading

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Advising the 5,000; so where are the loaves and fishes?

The mass market of people retiring over the next few years  no default means to spend their money and no access to suitably priced advice. That is the conclusion of the FCA consultation on Retirement Outcomes that has just closed. … Continue reading

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No demand, no supply, no advice- wonder why?

No demand? We learn today that advisers are not demanding providers rebate them portions of their client’s funds to pay for their pension related services. This is really odd; as pension funds are tax-advantaged and investors are missing out on tax-advantaged … Continue reading

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A single guidance service

The simple idea of merging the functions of The Pension Advisory Service, Money Advice Service and Pensions Wise under a single “Guidance” banner makes a lot of sense. It acknowledges that the current situation is working too well and supposes … Continue reading

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Pension Wise+Pension Dashboard=?

You’ve probably seen the splurge of advertising for Pensions Wise, as it eases towards a new brand. Odd! Someone’s got a budget to burn! In a couple of months we’ll have a new brand and a whole load more rules … Continue reading

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My hour with Pension Wise (5 myths dispelled)

Pension Wise is in the news today as it is likely to form part of a new (yet to be named) single advisory organisation covering debt and pensions.  At a time of uncertainty, I can add some certainty, the Pension … Continue reading

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“Not complaining, just saying” – DWP + HMT screw-ups + how to deal with ’em

Yesterday saw two issues re-emerge from Government announcements that were inaccurate and  confusing. Both show that even with their army of lawyers, the Treasury and DWP still make fundamental errors that were they to be made from the private sector … Continue reading

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Social media – “everybody’s doing it – so let’s not do it at all!”

  I rode down to the Jumeirah Carlton Tower (no less) to speak at “Social Media for Marketing”, a sell-out conference which in headlines offered GUIDANCE, COMPLIANCE & FUTURE TRENDS At the risk of homogenising the other (excellent) speakers, this … Continue reading

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“How can government ensure people get the pensions advice they need?”

    I’ll find myself , at the beginning of the day, on a panel charged by Jon Cudby with John Moret and other financial services dignitaries discussing the New Retirement Freedoms I’ll find myself, at the end of the … Continue reading

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Thus speaks the Regulator – and TPAS too!

Some help is at hand for Britain’s SMEs and their business advisers, but there needs to be signposting to specialist advisers that can apply tPR’s guidance and offer a “definitive course of action”.   The Pension Regulator has published some … Continue reading

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