Tag Archives: financial advice

Should the tax-payer subsidise the cost of vertically integrated advice?

Posted on July 18, 2020 by henry tapper

  The cost of pensions tax-relief is likely to be a burning issue in the months ahead. The tax-payer is supposed to incentivise good behavior. Pre-funding retirement income leads to self-sufficiency and independence on younger generations in later life. That’s … Continue reading →

Posted in advice gap, age wage, dc pensions, pensions | Tagged , , , , | 1 Comment

How to Find Good Financial Advice

Posted on June 19, 2020 by henry tapper

This article is by Paul Lewis and it is a very important reminder to us , not just of the need for financial advice, but to find good advice How do I find a good financial adviser? It’s a question … Continue reading →

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People approaching retirement face ‘financial emergency’ – Billy Burrows

Posted on April 1, 2020 by henry tapper

Billy is a national treasure – this is the text of an article that first appeared in Money Marketing There is clearly a national state of emergency, but there is also a financial emergency for those approaching retirement with a … Continue reading →

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Can pension ratings be “too simple”?

Posted on May 5, 2019 by henry tapper

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 3 Comments

Pension Bee ask “who’s Robin who?”

Posted on July 31, 2018 by henry tapper

  Pension Bee don’t play by the rules. They are a pension provider that isn’t run by actuaries. They give support to their customers through enthusiastic bee-keepers. They run an efficient pension savings plan that offers everyone access to quality funds with a minimum … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , | 12 Comments

Cost and value of advice in Port Talbot

Posted on November 9, 2017 by henry tapper

Al Rush and I drove down to Wales yesterday and spent a day in the Taibach Rugby club at the invitation of the moderators of the BSPS Facebook groups. Good chatting with steelworkers in Taibach. Met up with a schoolmate … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , | 6 Comments

Do you want to advise BSPS members in their “time to choose”?

Posted on November 1, 2017 by henry tapper

This blog is for financial advisers, though anyone, including BSPS members, may find it useful. Financial advisers are urgently required by these members who are in their “time to choose”. There are two self-help groups for BSPS members. One is for all … Continue reading →

Posted in advice gap, BSPS, pensions | Tagged , , , , , | 9 Comments

Fund managers -Norma Cohen is still watching!

Posted on September 1, 2017 by henry tapper

  The great British financial journalist Norma Cohen rarely publishes in the FT these days, when she does, it is to great effect. This week she published a quiet and thoughtful piece on the impact MIFID II is having on … Continue reading →

Posted in Blogging, David Pitt-Watson, economics, journalism, pensions | Tagged , , , , , , , , | 3 Comments

This market failure’s not about advice but product.

Posted on July 13, 2017 by henry tapper

  The FCA paper on structural problems with the pension freedoms that I wrote about yesterday, is the first evidence of Government admitting all in this garden is not rosy. What has happened since 2015 is an increase in people hammering … Continue reading →

Posted in advice gap, CDC, pensions | Tagged , , , , , , , | 5 Comments

Should we be wary of cheap financial advice?

Posted on March 24, 2017 by henry tapper

Robert Reid is a very professional IFA and  someone I like a lot. He represents IFAs and stands up for their interests in Money Marketing. His latest article argues that “cheap advice” especially cheap advice on pension transfers, is wrong. … Continue reading →

Posted in pensions | Tagged , , , , , , | 5 Comments