Tag Archives: advice gap

Ruston Smith takes staff retirement seriously

Posted on November 12, 2019 by

I was glad to see Ruston Smith sticking his neck out in the pages of REBA. as Chair of the Tesco Pension Fund, Ruston has always been prepared to go the extra mile and say the things his peers shy … Continue reading →

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IFAs must explore other advisory models to survive and prosper.

Posted on October 28, 2019 by

Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading →

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How disruptors are reverted to mean

Posted on August 22, 2019 by

  I’ve been building up momentum for the idea behind AgeWage for about a year now. So far we have raised £500,000 through a crowd-funded EIS scheme, built an algorithm, created a new pensions index with Morningstar and incited sufficient … Continue reading →

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Lipstick on a pig – the sorry state of “robo-advice”

Posted on August 17, 2019 by

On 11th  and 17th of September, those turning up for the FT Adviser Financial Advice Forum in London and Birmingham respectively, will be entertained by a panel session. The conference promised to bring  the views of industry and regulatory experts … Continue reading →

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Navigating pension’s Straits of Hormuz

Posted on August 14, 2019 by

We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line,  Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading →

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No meat in the pie! Investment pathways

Posted on May 14, 2019 by

Yesterday’s pension play pen lunch brought together a small but enthusiastic group of us to discuss whether the FCA’s planned in retirement investment pathways, would bridge the advice gap identified by FAMR and the Retirement Outcomes Review. If that sounds … Continue reading →

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We are not saving enough – official.

Posted on April 24, 2019 by

  What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading →

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“Out of office” for ever?

Posted on December 1, 2018 by

How can I afford to go on holiday for the rest of my life? It’s an awkward question that most of us put off till it’s too late. It’s why there’s all this talk of pension dashboards, the Government wants … Continue reading →

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SJP’s human shield

Posted on June 7, 2018 by

Will Robbins has followed up Elliot Smith’s brilliant expose of SJP’s fund profiteering by publishing the highlights of an interview with SJP’s front man – Chris Ralfe. I strongly recommend you read both pieces. What they reveal is the “ours by right” … Continue reading →

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Does “People Power” make for better pensions?

Posted on October 1, 2015 by

When we know nothing we take advice before deciding… Conventional wisdom tells us that advisers tell employers and employers (or their trustees) tell staff. Staff get what they’re given because bosses know better and advisers know best.   But what … Continue reading →

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