here’s what you’ve been saying
Jnamdoc on Latest numbers on second wave… Robert on The company pension is as good… Eugen N on DB pensions are in a hole, let… DB pensions are in a… on Bowles, my liege! DWP’s… Robert on Why Steelworkers should questi… Peter Beattie on Why Steelworkers should questi… henry tapper on Why Steelworkers should questi… Robert on Why Steelworkers should questi… Bob Ward on Why Steelworkers should questi… Phil on Why we all need a “maste… Brian G on Why we all need a “maste… Bob Compton on Why we all need a “maste… Adrian Boulding on Why we all need a “maste… Robert on A DC investor writes…. John Roberts on Latest numbers on second wave…
Tag Archives: advice gap
What we don’t consider matters
Listening to Victoria Derbyshire talking about domestic abuse on the radio this morning , I was struck by one insight. When asked why domestic abuse had been such a low priority at the start of lockdown she observed that as … Continue reading
Share this:
Posted in accountants, actuaries, advice gap, pensions
Tagged advice gap, David Penney, pensions, tax relief
1 Comment
Taking someone else’s numbers for it. The shortcomings of AoVs.
I suffer from pension dreams, these wake me up at odd hours of the morning with questions that I cannot answer. This morning’s question was put to me by someone who bought a pension savings plan from me when … Continue reading
Share this:
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, advice gap, AoV, Assessment of Value, pension, pensions, Transparency
Leave a comment
Is value for money, the Standard by which we can make sense of pensions?
Although financial advisers do a great job and advice usually provides value for the money it costs, 9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading
Share this:
What MaPS can learn from Australia’s MoneySmart Retirement Planner
The Australian Government has built what it calls the MoneySmart Retirement Planner which is a dashboard tool. You plug in your savings in “Super” and tell the planner a little about yourself (and your partner) and within five minutes you … Continue reading
Share this:
Posted in actuaries, advice gap, pensions
Tagged actuaries, advice gap, optimum pensions, pensions, Super
Leave a comment
Pension Bee and the fintech annuity
Legal & General Retail Retirement has agreed a new partnership to provide annuities to PensionBee customers. From 3rd August, customers enquiring about an annuity with PensionBee will be introduced to Legal & General for further information, or to get a … Continue reading
Share this:
Posted in advice gap, annuity, pensions
Tagged advice gap, AgeWage, annuity, L&G, pensons, retirement line
5 Comments
People approaching retirement face ‘financial emergency’ – Billy Burrows
Billy is a national treasure – this is the text of an article that first appeared in Money Marketing There is clearly a national state of emergency, but there is also a financial emergency for those approaching retirement with a … Continue reading
Share this:
Posted in advice gap, age wage, pensions
Tagged advice, advice gap, AgeWage, Better Retirement, Billy Burrows, financial advice
1 Comment
“Advice for Middle Britain” – keeping the cost down.
I’ve recently published a blog called “Advice for Middle Britain” which argues for a more honest approach to the promotion of dependent advice. It sets out a trade-off between the purity of fee-based advice and what people can afford. Most … Continue reading
Share this:
Posted in advice gap, age wage, pensions
Tagged advice, advice gap, AgeWage, middle Britain, pensions
Leave a comment
Should it cost an IFA £1500 to onboard a new client?
The unfortunate risks of “advice on the cheap” Should it cost an IFA £1500 to onboard a client This is not a trick question , it is a genuine one. It stems from a tweet directed at me by Rob … Continue reading
Share this:
Posted in advice gap, age wage, pensions
Tagged advice gap, AgeWage, barriers to entry, pension gap, pensions
10 Comments
Ruston Smith takes staff retirement seriously
I was glad to see Ruston Smith sticking his neck out in the pages of REBA. as Chair of the Tesco Pension Fund, Ruston has always been prepared to go the extra mile and say the things his peers shy … Continue reading
Share this:
Posted in advice gap, age wage, annuity, pensions
Tagged advice gap, BSPS, pensions, REBA, ruston smith, Tesco
1 Comment
IFAs must explore other advisory models to survive and prosper.
Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading
Share this:
Posted in advice gap, Blogging, pensions
Tagged advice, advice gap, Guidance, IFA, pensions
Leave a comment
