Tag Archives: advice gap

Pension Bee and the fintech annuity

Posted on August 5, 2020 by

Legal & General Retail Retirement has agreed a new partnership  to provide annuities to PensionBee customers. From 3rd August, customers enquiring about an annuity with PensionBee will be introduced to Legal & General for further information, or to get a … Continue reading →

Posted in advice gap, annuity, pensions | Tagged , , , , , | 5 Comments

People approaching retirement face ‘financial emergency’ – Billy Burrows

Posted on April 1, 2020 by

Billy is a national treasure – this is the text of an article that first appeared in Money Marketing There is clearly a national state of emergency, but there is also a financial emergency for those approaching retirement with a … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | 1 Comment

“Advice for Middle Britain” – keeping the cost down.

Posted on March 29, 2020 by

I’ve recently published a blog called “Advice for Middle Britain” which argues for a more honest approach to the promotion of dependent advice. It sets out a trade-off between the purity of fee-based advice and what people can afford. Most … Continue reading →

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Should it cost an IFA £1500 to onboard a new client?

Posted on March 1, 2020 by

The unfortunate risks of “advice on the cheap” Should it cost an IFA £1500 to onboard a client This is not a trick question , it is a genuine one. It stems from a tweet directed at me by Rob … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , | 10 Comments

Ruston Smith takes staff retirement seriously

Posted on November 12, 2019 by

I was glad to see Ruston Smith sticking his neck out in the pages of REBA. as Chair of the Tesco Pension Fund, Ruston has always been prepared to go the extra mile and say the things his peers shy … Continue reading →

Posted in advice gap, age wage, annuity, pensions | Tagged , , , , , | 1 Comment

IFAs must explore other advisory models to survive and prosper.

Posted on October 28, 2019 by

Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading →

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How disruptors are reverted to mean

Posted on August 22, 2019 by

  I’ve been building up momentum for the idea behind AgeWage for about a year now. So far we have raised £500,000 through a crowd-funded EIS scheme, built an algorithm, created a new pensions index with Morningstar and incited sufficient … Continue reading →

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Lipstick on a pig – the sorry state of “robo-advice”

Posted on August 17, 2019 by

On 11th  and 17th of September, those turning up for the FT Adviser Financial Advice Forum in London and Birmingham respectively, will be entertained by a panel session. The conference promised to bring  the views of industry and regulatory experts … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , | 4 Comments

Navigating pension’s Straits of Hormuz

Posted on August 14, 2019 by

We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line,  Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading →

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No meat in the pie! Investment pathways

Posted on May 14, 2019 by

Yesterday’s pension play pen lunch brought together a small but enthusiastic group of us to discuss whether the FCA’s planned in retirement investment pathways, would bridge the advice gap identified by FAMR and the Retirement Outcomes Review. If that sounds … Continue reading →

Posted in advice gap, pensions | Tagged , , , , | 1 Comment