Tag Archives: advice gap
IFAs must explore other advisory models to survive and prosper.
Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading
Posted in advice gap, Blogging, pensions
Tagged advice, advice gap, Guidance, IFA, pensions
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How disruptors are reverted to mean
I’ve been building up momentum for the idea behind AgeWage for about a year now. So far we have raised £500,000 through a crowd-funded EIS scheme, built an algorithm, created a new pensions index with Morningstar and incited sufficient … Continue reading
Lipstick on a pig – the sorry state of “robo-advice”
On 11th and 17th of September, those turning up for the FT Adviser Financial Advice Forum in London and Birmingham respectively, will be entertained by a panel session. The conference promised to bring the views of industry and regulatory experts … Continue reading
Navigating pension’s Straits of Hormuz
We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line, Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice gap, AgeWage, pensions, Quietroom, retirement line
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No meat in the pie! Investment pathways
Yesterday’s pension play pen lunch brought together a small but enthusiastic group of us to discuss whether the FCA’s planned in retirement investment pathways, would bridge the advice gap identified by FAMR and the Retirement Outcomes Review. If that sounds … Continue reading
Posted in advice gap, pensions
Tagged advice gap, Lifesight, pensions, wealth management, WTW
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We are not saving enough – official.
What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading
Posted in age wage, pensions
Tagged advice gap, AgeWage, ONS, pension, pensions, Saving
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“Out of office” for ever?
How can I afford to go on holiday for the rest of my life? It’s an awkward question that most of us put off till it’s too late. It’s why there’s all this talk of pension dashboards, the Government wants … Continue reading
SJP’s human shield
Will Robbins has followed up Elliot Smith’s brilliant expose of SJP’s fund profiteering by publishing the highlights of an interview with SJP’s front man – Chris Ralfe. I strongly recommend you read both pieces. What they reveal is the “ours by right” … Continue reading
Posted in advice gap, pensions
Tagged advice gap, Citywire, Human Shield, new model adviser, pensions, SJP
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Does “People Power” make for better pensions?
When we know nothing we take advice before deciding… Conventional wisdom tells us that advisers tell employers and employers (or their trustees) tell staff. Staff get what they’re given because bosses know better and advisers know best. But what … Continue reading
Posted in pensions
Tagged advice, advice gap, auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Government, nature, pension, Pension new, pension playpen, pensions, Retirement, vacuum
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