Tag Archives: 401k

The “Air Miles First” approach to sustainable investing.

Posted on April 19, 2022 by henry tapper

  Just how serious are American investment houses in saving the planet? No doubt delegates to this conference consider the concept of a “fly-in” pretty cool. Delegates get to meet each other in a Washington Conference Hotel having flown in … Continue reading →

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Retirement planning , a rare instance of Britain leading the USA.

Posted on April 19, 2022 by henry tapper

I am surprised by how little we have to learn from the American pension system. Thanks to David John for sending out a link to this article from the National Association of Plan Advisors. This is taken from  MICHAEL P. BARRY’s  … Continue reading →

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Something “DC” that John Ralfe and I agree on!

Posted on March 19, 2018 by henry tapper

I sometimes think John and I will never agree, I am forever looking at the world half full and he “half empty”, where I see opportunity, he sees danger, where he sees certainty, I see parsimony. But when John posted … Continue reading →

Posted in annuity, pensions | Tagged , , , , , , | 3 Comments

An American view on the collapse of “traditional pensions”.

Posted on March 6, 2018 by henry tapper

This article was first published in the NEW YORK TIMES under the headline The Real Reason the Investor Class Hates Pensions No issue in America today better illustrates the divergent interests of working Americans and the 1 percent than pension … Continue reading →

Posted in dc pensions, pensions | Tagged , , | 2 Comments

Why we need to see the workplace pension IMAs.

Posted on July 24, 2016 by henry tapper

This article  relates to US DC managers (fiduciaries). It shows just how seriously the USA is taking the obligations of fiduciaries towards members of workplace pensions. This article calls for UK fiduciaries (Trustees and IGCs) to be given the opportunity to … Continue reading →

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Procrastination, the thief of time – (Josh Collins)

Posted on May 21, 2015 by henry tapper

Procrastination is, in essence, stealing from yourself. The reason goals are so hard to reach, many psychologists think, is because each person believes they are really two people: Present Me and Future Me. And to most people, Future Me is much less … Continue reading →

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Second mover advantage – UK can trump US 401(k)

Posted on June 10, 2014 by henry tapper

    Here’s an analysis of what’s going on in yankee-doodle-land, especially with their workplace pensions. Once again I’m grateful to Per Andalus for the prompt Commentators often point to the US 401K and IRA markets as models for the UK … Continue reading →

Posted in advice gap, auto-enrolment, dc pensions, pension playpen, pensions | Tagged , , , , , , , , | 2 Comments

We need to do something about annuities

Posted on May 10, 2010 by henry tapper

There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading →

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