Tag Archives: Wage in retirement

Why was a fringe meeting packed-out for a new pension?

Posted on June 8, 2026 by henry tapper

I have to admit to expecting to talk to an empty room. There were over a hundred chairs laid out when I arrived at a Brighton Conference Centre lunchtime meeting on a new pension called CDC. Within a couple of … Continue reading →

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Is this how young people should save for retirement?

Posted on June 8, 2026 by henry tapper

  Here is an article placed by the BBC for ordinary people to read about what’s going on to finance their later life It will come as a surprise to people inside the pension bubble that Kevin Peachey can write … Continue reading →

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“Can we save more?”.. for retirement asks Pensions UK. “and can we save better?” says this blog!

Posted on June 3, 2026 by henry tapper

The numbers are out from Pensions UK and they make more uncomfortable reading for us. This suggests that we should be ploughing more of our take home into long term savings. This blog has argued that the money we put … Continue reading →

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Do you really want to give us the nastiest hardest problem in finance – Steve?

Posted on May 21, 2026 by henry tapper

I suspect that former pensions minister Steve Webb is annoyed by chapter 5 of the Pension Commission’s report this week. This is his comment on LinkedIn   Here are excerpts from Steve Webb’s Times article published this morning. I know … Continue reading →

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“A CDC design is not needed for the savings phase” – Stefan Lundberg

Posted on December 26, 2022 by henry tapper

For those who read headlines , this article by Stefan Lundberg , may look an attack on CDC. For those who read articles, this is one of the best explanations of how CDC can be adapted to be a mass … Continue reading →

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Keating moves the dial towards collective DC pensions.

Posted on August 26, 2021 by henry tapper

The work done by Iain Clacher and Con Keating on creating a consistent  framework for a fair , sufficient  and sustainable way of returning to funded pension provision is too important to sit on an academic bookshelf. We have DC … Continue reading →

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A pension or a tax wrapper?

Posted on July 2, 2018 by henry tapper

So we get to the heart of the matter. Is a pension a “wage in retirement” or is it a “tax-incentivised tax-wrapper”?  This little exchange on twitter sums up the differing views. For those who practice holistic financial planning, Al … Continue reading →

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Is calling a CDC pension a “wage in retirement” dishonest?

Posted on June 20, 2018 by henry tapper

I got home from a fine evening with David Byrne at the Apollo, to a surprising assault from John Ralfe. It’s not surprising to be verbally assaulted by John on Twitter, but it was surprising that John, who had been … Continue reading →

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Royal Mail’s pension; kick out the experts

Posted on May 2, 2017 by henry tapper

A wage in retirement – not a dump of cash At the back end of last week,  Royal Mail rejected the CWU’s proposal to establish a new defined benefit scheme designed to keep posties accruing a pension based on career … Continue reading →

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