Tag Archives: Wage for life

I’m busy making sure I stay alive!

Stella and I were listening to the conversation between two couples while at dinner on the train last night. The younger couple were conventionally married and in their fifties, the couple opposite were a mother and daughter , the daughter … Continue reading

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Let’s stop pretending guidance is enough.

News that the Government has thrown out proposals for compulsory guidance to protect us from ourselves comes as no surprise to me , though it has clearly angered Ros Altmann. Writing on her blog, the former Pensions Minister writes of  the … Continue reading

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Self-sufficiency for pensions.

  Whether you are in charge of the PPF , one of the 13 Carillion defined benefit schemes, or any one of the thousand or so “distressed” pension schemes that might no have a sponsor able to bale it out;-the term … Continue reading

Posted in CDC, pensions | Tagged , , , , , , | 1 Comment

Some commercial considerations for CDC

So who’s going to “sell” CDC? What an odd question! I can see the friends of CDC choking over their cornflakes at my asking this question. In the gentile world of policy- it is rarely done to use the “s” word! … Continue reading

Posted in actuaries, advice gap, CDC, pensions | Tagged , , , , , , , | 1 Comment

Opting back into a pension scheme?!?

One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading

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Pension = Wage for life

Sloppy journalism confusing readers. A quick scan of the Daily Telegraph’s Money Pages leaves me hopeless at its hapless reporting of pensions. Somebody should sit down with the whole personal finance team and read them the riot act. Take Mike … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , , , , | 4 Comments