Tag Archives: investment pathways

Can Pension Wise deliver a financial vaccine?

Yet another consultation (the 11th this year) arrives from the FCA, looking to nudge people of my age into the arms of Pension Wise and away from scammers. This looks sticking plaster on a wound that will continue to bleed … Continue reading

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Why is the PLSA laying into Guy Opperman?

What is going wrong? It appears that the PLSA has fallen out with the DWP and the Pensions Minister in particular. Yesterday the PLSA’s Director of Policy publicly criticized the Pension Minister for failing to adopt its proposals on “Guided … Continue reading

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IGCs should take providers to task over the MaPS “price comparison” site

  Jo Cumbo and the FT are road testing the Government’s new pensions comparison site which helps people select a later life provider to pay them their money back via the four investment pathways. The worry for Jo and it’s … Continue reading

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Wrong in the right way – LGIM are right in everything but their conclusions

RIP’s or investment pathways as they are more commonly known, don’t default you into a course of action but ask you to choose between four courses of action (with the option to do whatever you like as a fifth). They … Continue reading

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A user’s guide to AgeWage.com

As regular readers will know,  I campaign for better information to be made available to savers about their pension pots and to help people understand their pot, have formed a company, AgeWage.  AgeWage.com helps people make sense of their pots … Continue reading

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We need to take people and their pension savings more seriously.

There is a section of the FCA’s rulebook  entitled PERG/8/28 which deals with the vexed subject of guidance and advice. . When answering the question “do you give advice?” PERG/8/28 is helpful. The Pension Advisory Service  sees advice as “delivering … Continue reading

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IGC reports “good to very good”- as L&G closes member helpline.

  Since publishing this article , LGIM has made a statement on the closure of the L&G helplines – you can read the statement here L&G’s IGC has published its fifth report for savers ; here is the link  for … Continue reading

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FCA to tame the drawdown bucking bronco!

  Yesterday was a good news day for people concerned about retirement income. The FCA made two meaningful statements on what it intends to do to help ordinary people trying to manage their in retirement finances. The first was the … Continue reading

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