Tag Archives: Pension Superhaven
Outside the trains don’t run on time
It was a joy to host a meeting yesterday of some 60 colleagues with a common interest in meeting the needs of ordinary people who want a pension from their workplace pension. We heard for openers from Guy Opperman and … Continue reading
What’s an offsite? – What an offsite!
I may change the title to “what an offsite!” over the day but until this week I had never been on an offsite strategy day, unless you count those shonky sales conferences you used to go on because you’d “smashed … Continue reading
A very brief history of pension innovation (with Gregg McClymont)
Gregg McClymont is on Darren and Nico’s podcast this week (with a 70 minute hard stop and a lot of Gregg). It is an interesting and thoughtful session made in the knowledge but not scrutiny of the FCA’s VFM consultation. … Continue reading
Why do people accept a lifetime pay cut when buying an annuity (or pension)?
The individual facing retirement faces the daunting choices of investment pathways taking them to various destinations , none of which are “obvious choices”. About one in ten people who have the freedom to take these pathways chooses an annuity. … Continue reading
Pension SuperHaven – “so people have a pension, not just a savings pot”.
In March, Professional Pensions reported that Pension SuperHaven was being launched by the organisation that pioneered the concept of the pension superfund. At the time, the idea that a DC pension scheme could offer DB pensions was seen as … Continue reading
The Pension Schemes Bill ensures private pensions will continue to be paid.
The King’s speech, which laid out the new Labour government’s legislative priorities, contained details of a Pension Schemes Bill which would consolidate small pensions pots; test the value for money of schemes; oblige occupational pension schemes to offer new … Continue reading
What’s in Martin Lewis’ postbag this week? More PENSIONS!!*?!
Q. What is the number one item in Martin Lewis’ postbag? A. Pensions But don’t get too excitement all you “engagement” boys and girls, it’s not our kind of pensions (the pensions you drawdown with the help of an … Continue reading
Adrian Boulding keeps my faith in CDC
In this article published by Dunstan Thomas last August, Adrian Boulding argues for CDC as a means to boost pensions by taking away unwanted guarantees. Adrian and I are friends and when I first discussed our plans to provide DB … Continue reading
Will workplace saving schemes offer DB pensions again?
For the past quarter of a century, offering defined benefit pension schemes has been the preserve of tax-payer backed organisations , a few quasi government organisations and not for profit organisations. Millions of people are still accruing in these … Continue reading
The tricky thing about disruption.
The tricky thing about disruption is that it makes for so many awkward conversations. This week , we’ve been struggling to get some currency behind the concept of a Pension SuperHaven. It is a pension scheme that offers those who … Continue reading