Monthly Archives: May 2026

Did Big Data make us prisoners or technology? Was Randall right 8 years ago?

This is the prescient comment of Randall eight years ago when he was still Chair of the FCA Speech by Charles Randell, Chair, Financial Conduct Authority and Payment Systems Regulator, delivered at Reuters Newsmaker event, London. Delivered on: 11 July 2018 Highlights: … Continue reading →

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We should pay more attention to South America’s pensions

  The direction of travel in South America is being watched carefully seriously by wise people such as John Mitchem and Andrew Young. Today John Mitchem is putting Columbia  in the spotlight and Andrew Young points to a country that … Continue reading →

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The summer we’ve had in spring!

It’s been a weekend of summer sun in May. It started with an Ukulele party on Clewer island… Took us to Eton College for a game against the Eton Ramblers… It ended in Eton’s Henry VI, with Gabriel missing his … Continue reading →

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Pension Thunderbirds are go! Richard Smith counts down

There are three things that will matter to people and their pensions in the first half of 2027 The arrival of the first multi-employer CDC plans  DC pots  default at retirement to lifetime retirement incomes Pension Dashboards what’s coming to … Continue reading →

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Employers can regain ownership of pensions with CDC

Some time ago we came to the conclusion that employers no longer had the same ownership of their pension funds. Ownership has passed to insurers who bought out what they once thought their pension funds, it has passed to the … Continue reading →

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We once had a national association of pension funds -can we have it back?

A comment on a recent blog on the exclusion of people from insurer’s reckoning for growth. The argument that I take up from others is that it they run away from people, life insurers can only rely on cashflow. Pensions … Continue reading →

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BP has fallen foul of its pensioners – what of its shareholders?

This blog has supported the BP Pensioner’s Group in its complaint that the former employer of those drawing or about to draw pensions have been treated badly. Their argument is simple; promises were made to pay full increases on pensions … Continue reading →

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Are we customers, Troy? Will we decide how to turn pots to pensions?

The customers for workplace pension schemes are the people who take the decisions. As Sam Seaton points out in her recent podcast for CAPData, decisions are taken on our pensions not by us but by our bosses. The risk transfer … Continue reading →

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Sam Seaton , Transparency and the lottery for pension VFM

  I am glad that Sam Seaton has finally made it to the VFM podcast. She has now been working with John Greenwood for well over a year on CAPAdata and reporting on how the megafunds are doing relative to … Continue reading →

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NEETs do not need worries about “pension-wealth”

So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading →

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