Tag Archives: Paul Waters
Is the curse of complexity upon us?
My immediate reaction to this headline was “if members have complex demands” they shouldn’t be in a CDC pension scheme, they shouldn’t be in a pension scheme full stop. If people have a need to flip-flop between income drawdown and … Continue reading
Think Of An Annuity Like A Birthday Cake
Don Ezra has been kind to me over the years and I hope that some of his love of simple things has rubbed off on my blog. This tale explains why an annuity may be the best way of cutting … Continue reading
The commercial advantage for employers of switching to CDC
I have argued for a long time that CDC schemes will provide more to savers than an annuity or individual drawdown. WTW has told us they expect members to get 60% more and now Hymans say the same. Members prepared … Continue reading
Paul and Calum – pension’s untapped possibilities next Tuesday
As regular readers know, I am a fan of Paul and Calum’s report on the untapped promise of pensions. Calum rather politely asked us to distribute his work With your permission, perhaps you might share the short form version of … Continue reading