Tag Archives: adequacy
Can we AFFORD the flexibility of drawdown and the certainty of an insured annuity?
Not everyone can afford the flexibility of drawdown or a costly annuity. CDC is a better way for ordinary people to get “deferred pay”. We want to make retirement affordable for many more of us. The freedom we were … Continue reading
Posted in pensions
Tagged adequacy, annuity, CDC, Flex and Fix, Retirement CDC, UMES CDC, Whole of Life
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Hymans discuss the challenge and opportunity for bosses to pay adequate pensions
For Methodists and Presbyterians among you, Calum and Mark discuss pensions strategy with the church the Wesley brothers preached their post-ignition sermon in clear sight behind them. The church is now presbyterian but it has a Wesleyan root! Calum is … Continue reading
Reeves ignores pension adequacy as she settles down the markets.
If you want to hear what Rachel Reeves said and didn’t say in her Mansion House speech, you can watch it on yesterday’s blog which includes access to what the Treasury posted on Linked in (the lot). Muna Abdi was … Continue reading
Workplace Pension review – investment first – adequacy later.
Continuing at break-neck pace up and to the summer recess, the Labour Government has announced a staged review of pensions. Speaking on Laura Kuenssberg’s Sunday morning show, Rachel Reeves stressed that her interest in pensions is about getting people more … Continue reading
PPI celebrates 20th birthday with its UK Pensions Policy framework!
It’s the Pension Policy Institute’s’s 20th birthday this year and it has marked that achievement with the creation of a new pension framework. They have published the slides of yesterday’s launch event. PPI the uk-pensions-framework-showcase-slides from Henry Tapper Here … Continue reading
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Tagged adequacy, Fairness, PPI, sustainability, UK pensions framework
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“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room
I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged adequacy, auto-enrolement, Aviva, DWP, Engagement, NEST, pensions, Policy, workplace Pensions
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Musings from the Cosan local – guest blog from Philip Dickinson
On a recent evening in Bristol, out celebrating with our latest recruit, I struck up a conversation with two young chaps who worked in advertising and media. They were both approaching their 30’s, had good jobs and were … Continue reading
Playing pass the parcel with the pensions time bomb
Experts talk about Australia or the Nordics as countries which have “got pensions right”, but what do they mean by “right”? Can we de-fuse the demographic time-bomb? Or must politicians resign themselves to playing pass the parcel with a suspect … Continue reading
Posted in pensions, Politics
Tagged adequacy, international, pass the parcel, pension playpen, pensions, Play, Politics, time bomb
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What are you trying to achieve, Chancellor – guest blog from Ralph Frank
The Government’s current consultation on “strengthening the incentive to save” seems to be missing some key background information around what the Government is trying to achieve. The Consultation seeks to “encourage people to save enough during their working lives to … Continue reading
Posted in pensions
Tagged adequacy, Frank, pension saving, pensions, Ralph, Ralph Frank, Tax, tax relief
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