The observation that retirees 'don't have a clue' understates the advice gap rather than member apathy. Generative tools may finally…
I stand corrected. My apologies. The only overrides to that 2007 legislation were during Covid when the earnings link was…
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…
I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Tag Archives: Policy
Pensions don’t lead to inheritance tax for anyone – it’s the pots that are the problem
There are now four ways of avoiding inheritance tax with your pension pot (s) you’ve saved over your work career If you are within a year of joining a public service* pension you can swap your pot for pension based … Continue reading
Posted in pensions
Tagged annuity, CDC, Collectivve Pension, DB, IHT, inheritance tax, LGPS, Pensions, Policy, public sector, Tax
5 Comments
Tending wanted growth, weeding where needed; the policy maker’s a gardener
Policy-making as gardening Policy-makers must be more like gardeners than mechanics says Chris Dillow “Those who cannot remember the past are condemned to repeat it” said George Santayana. Such has been the fate of Sir Keir Starmer, who recently said: … Continue reading
Anthony Manchester; Global Policy as seen by BlackRock’; 10.30 today
Coffee Morning – In conversation with BlackRock’s Antony Manchester Attending CPD included You are cordially invited to join us for our next Coffee Morning event in which BlackRock’s Antony Manchester will be leading the discussion. This will be an “in conversation … Continue reading
Posted in pensions
Tagged Anthony Manchester, BlackRock, Global Policy, pension playpen, Policy
Leave a comment
Anthony Manchester; Global Policy BlackRock ; Tuesday 10.30
Coffee Morning – In conversation with BlackRock’s Antony Manchester Attending CPD included You are cordially invited to join us for our next Coffee Morning event in which BlackRock’s Antony Manchester will be leading the discussion. This will be an “in conversation … Continue reading
Posted in pensions
Tagged Anthony Manchester, BlackRock, Global Policy, pension playpen, Policy
Leave a comment
An all American cock-up
It’s finally Joe-ver, as we say Bye-den to the 46th President, and hello (presumably) to Kamala Harris, who is now likely to be the Democrat nominee for November’s election, following and endorsement from President Biden after dropping out of the … Continue reading
Leave lobbying alone and let Government get on with it.
Commenting on the General Election result, David Fairs, LCP Partner, said: “A new colour of government doesn’t mean a radically different path for pensions policy. We will see a lot of continuity around some of the big themes such as CDC’s, … Continue reading
Let’s make “Legacy” a thing of the past.
It’s hard not to feel a twinge of sympathy for Richard Smith. Concur with that. Those working with the 6% don’t. Comments on my document haven’t gone down that well – then again, I wasn’t really expecting it to be … Continue reading
Posted in pensions
Tagged Balzac, Frank Field, legacy, pension, Policy, Transparency, WPC
Leave a comment
“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room
I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged adequacy, auto-enrolement, Aviva, DWP, Engagement, NEST, pensions, Policy, workplace Pensions
Leave a comment
Enough! Let’s go make better pension policy!
In a recent DWP Select Committee, Frank Field pointed out that this parliament has so far seen little legislation proposed and enacted. It is true. Field urged Altmann to get on with it and now is the time to start making … Continue reading
The forgotten victims of commission
While the arguments about the abolition of commission for auto-enrolment pensions (from April 2016) are clear-cut, the fate of policies which aren’t used for auto-enrolment – isn’t. This is particularly the case for commission based occupational pension schemes. This week, … Continue reading
The DWP has responded to calls for the State Pension to be increased to at least £14,500 a year –…