Tag Archives: Policy

Let’s make “Legacy” a thing of the past.

It’s hard not to feel a twinge of sympathy for Richard Smith. Concur with that. Those working with the 6% don’t. Comments on my document haven’t gone down that well – then again, I wasn’t really expecting it to be … Continue reading

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“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room

I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading

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Enough! Let’s go make better pension policy!

In a recent DWP Select Committee, Frank Field pointed out that this parliament has so far seen little legislation proposed and enacted. It is true.  Field urged Altmann to get on with it and now is the time to start making … Continue reading

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The forgotten victims of commission

While the arguments about the abolition of commission for auto-enrolment pensions (from April 2016) are clear-cut, the fate of policies which aren’t used for auto-enrolment – isn’t. This is particularly the case for commission based occupational pension schemes. This week, … Continue reading

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One million employers buying pensions in the dark.

I am comfortable with the interventions by Government in the sales side of workplace pensions. The DWP’s minimum standards legislation is progressing well and we look forward to seeing some secondary legislation in September. The Treasury’s work transforming the choices … Continue reading

Posted in accountants, auto-enrolment, DWP, NEST, now, Payroll, pension playpen, pensions, Start ups | Tagged , , , , , , , | Leave a comment

Why your personal pension/FSAVC may be worthless.

The question that the insurers and possibly the law courts need to answer is whether they will compensate their policyholders for mis-buying?
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Posted in customer service, pension playpen | Tagged , , , , , , , , , , , , , , , | 8 Comments