Tag Archives: Lifestyle

Time for the FCA to review its DC lifestyle guidance ?

Thanks to James Farr of Aviva for helping me out with the FCA’s most recent pronouncements on pension lifestyling. James and I worked together at Zurich some 20 years ago and it’s great to know compliance experts at a time … Continue reading

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“How do we tell the children?” Our awkward problem over lifestyle.

  For the purpose of this article – I will refer to some savers as our “children“, those under our care who have suffered loss while sleeping. They are the unwitting victims in the collapse in bond markets , including … Continue reading

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Burnt at the stake – the 2022 “lifestyle” fiasco is no joke.

End of the sub-zero bond yield era https://t.co/4iygBZ3Z4o — Josephine Cumbo (@JosephineCumbo) January 5, 2023 Over the Christmas period , Japan decided to join the rest of the world and call time on “free money”. You now have to pay … Continue reading

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Pension Lifestyling – the evidence

  We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading

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Is there a golden investment pathway? I say there is!

  If you were building a pathway you wouldn’t start in the middle, you’d want to know your start and end points and plan the whole route. Starting in the middle would mean taking some arbitrary judgments on future and … Continue reading

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What will lifestyle buy me?

“What will Lifestyle buy me?” is a great question.  It’s one posed by a lady in a discussion group I’m a part of – looking at how we measure  and use value for money as a measure – in workplace … Continue reading

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Time to put a stop to the pseudo-science of life-styling

For 25 years, “life-styling” has been the accepted wisdom for defined contribution pension schemes in the UK. Pension experts now use the phrase without thought to the confusion of a public for whom lifestyle means something altogether different from the … Continue reading

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Con Keating asks “Does life-styling make sense?”

  In the course of my recent work on value for money metrics, I have come across several schemes which apply life styling to older ages and many have argued that these strategies merit a benchmark which differs from the … Continue reading

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So how am I preparing my finances for retirement?

  The question, I got asked the other days was what I was doing for myself – rather than what I’m telling others to do – as I prepare for retirement. In summary-I am adopting a wait and see strategy. … Continue reading

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Another year older..

I am not a year older – I am two years younger than I was five years ago – at least I’m two years further from retirement (relatively speaking). Continue reading

Posted in Popcorn Pensions, Retirement, steve webb, welfare, with-profits, workplace pensions | Tagged , , , , , , , , | 2 Comments