Tag Archives: Lifestyle

We need value for our money not “Retirement Roulette”

Posted on March 12, 2023 by henry tapper

  Stephanie Hawthorne has hit the nail on the head in her article today in the Mail’s this is Money section Are YOU at risk of missing out on thousands as pension plans stake your cash on a game of… … Continue reading →

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Time for the FCA to review its DC lifestyle guidance ?

Posted on January 17, 2023 by henry tapper

Thanks to James Farr of Aviva for helping me out with the FCA’s most recent pronouncements on pension lifestyling. James and I worked together at Zurich some 20 years ago and it’s great to know compliance experts at a time … Continue reading →

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“How do we tell the children?” Our awkward problem over lifestyle.

Posted on January 16, 2023 by henry tapper

  For the purpose of this article – I will refer to some savers as our “children“, those under our care who have suffered loss while sleeping. They are the unwitting victims in the collapse in bond markets , including … Continue reading →

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Burnt at the stake – the 2022 “lifestyle” fiasco is no joke.

Posted on January 6, 2023 by henry tapper

End of the sub-zero bond yield era https://t.co/4iygBZ3Z4o — Josephine Cumbo (@JosephineCumbo) January 5, 2023 Over the Christmas period , Japan decided to join the rest of the world and call time on “free money”. You now have to pay … Continue reading →

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Pension Lifestyling – the evidence

Posted on April 26, 2021 by henry tapper

  We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading →

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Is there a golden investment pathway? I say there is!

Posted on April 4, 2021 by henry tapper

  If you were building a pathway you wouldn’t start in the middle, you’d want to know your start and end points and plan the whole route. Starting in the middle would mean taking some arbitrary judgments on future and … Continue reading →

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What will lifestyle buy me?

Posted on March 7, 2021 by henry tapper

“What will Lifestyle buy me?” is a great question.  It’s one posed by a lady in a discussion group I’m a part of – looking at how we measure  and use value for money as a measure – in workplace … Continue reading →

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Time to put a stop to the pseudo-science of life-styling

Posted on November 20, 2020 by henry tapper

For 25 years, “life-styling” has been the accepted wisdom for defined contribution pension schemes in the UK. Pension experts now use the phrase without thought to the confusion of a public for whom lifestyle means something altogether different from the … Continue reading →

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Con Keating asks “Does life-styling make sense?”

Posted on September 17, 2019 by henry tapper

  In the course of my recent work on value for money metrics, I have come across several schemes which apply life styling to older ages and many have argued that these strategies merit a benchmark which differs from the … Continue reading →

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So how am I preparing my finances for retirement?

Posted on September 7, 2014 by henry tapper

  The question, I got asked the other days was what I was doing for myself – rather than what I’m telling others to do – as I prepare for retirement. In summary-I am adopting a wait and see strategy. … Continue reading →

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