Tag Archives: Costs and charges

Do we need a cost and charges test to work out value ?

Posted on March 19, 2023 by henry tapper

  This is a long and involved blog but it deals with an important subject in a timely way. One of the perceived unfairness’s of DC rather than DB pensions is that DB pensioners have all costs paid by the … Continue reading →

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Making sense of value and money with personal “investment rates”

Posted on September 16, 2021 by henry tapper

  Today we expect a discussion paper from tPR/FCA on the measurement of value for money. This is not so much a blog but an essay about measuring value. I’m trying to write about what I hear people saying and … Continue reading →

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ClearGlass’ offer to small DB schemes… use it now!

Posted on March 18, 2021 by henry tapper

I am really pleased to see Clear Glass offering help to small DB schemes at a cost any scheme can afford! For a time , I worked with small DB schemes and recognize that every penny counts in meeting their … Continue reading →

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For workplace pensions value for money means……..

Posted on June 29, 2020 by henry tapper

    One of the questions in the FCA’s consultation on value for money is whether its definition is ok or whether we can find a better one. This is our definition Pension value for money’s measured by the amount … Continue reading →

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Angela Eagle’s stunning Bill on pension costs and charges

Posted on May 9, 2019 by henry tapper

Angela Eagle presented a bill to the House of Commons at 1.30 yesterday (Wednesday May 8th). It is a fine bill and I wish it success. It may not succeed under the current Government and may be no more than … Continue reading →

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Pensions “Shock and Awe”

Posted on December 1, 2018 by henry tapper

Next week looks like being a big one for Pensions with the Pensions Minister summoning the dasboardistas to Westminster on Monday morning for the big reveal. This meeting is scheduled to last an hour and will mean I will be … Continue reading →

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Is CDC “Flat World” – or “Flat Earth”?

Posted on April 3, 2018 by henry tapper

The World Is Flat: A Brief History of the Twenty-first Century is an international best-selling book by Thomas L. Friedman that analyzes globalization The Flat Earth model is an archaic conception of Earth’s shape as a plane or disk. Many … Continue reading →

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Con Keating on the Investment Association, Transparency and the Overton Window

Posted on July 26, 2016 by henry tapper

Regular readers will be aware of my views on independent oversight of fund costs and charges. To me it’s critical to a reliable measure for Value for Money; without knowing we are getting value for money, how can we have … Continue reading →

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Phoenix and its heroic IGC

Posted on April 1, 2016 by henry tapper

Not a job for the boys Of all the duff jobs out there, being Chair of the Phoenix IGC must rank high in the pantheon. Phoenix is a shell company that over the years has acquired a number of life … Continue reading →

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Chris Hitchen’s plea to the FCA on transparency.

Posted on March 14, 2016 by henry tapper

It’s good that the PLSA have published the speeches at its investment conference on youtube. Here is a debate started by a speech from Tracey McDermott of the FCA that generates some really useful discussion  on “where the market is … Continue reading →

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