here’s what you’ve been saying
henry tapper on FCA fears Woodford “cont… George Kirrin on FCA fears Woodford “cont… henry tapper on Tory pension bung for Clinicia… mkgfc on “There is no justice in… John Mather on Tory pension bung for Clinicia… Eugen N on “There is no justice in… Brian G on What I’d pay more taxes… DaveC on What I’d pay more taxes… Brian G on What I’d pay more taxes… John Mather on What I’d pay more taxes… henry tapper on Not so Fast Pensions Andrew Muir on Not so Fast Pensions Martin T on Can we really afford to retire… Jim Hennington on Can we really afford to retire… henry tapper on Can we really afford to retire…
Category Archives: Value for Money
Contractors can’t have their cake and eat our pensions too
The Association of Independent Professionals and the Self-Employed have condemned Lloyds Banking Group’s decision to either scrap contractors or force them into umbrella companies. I think this unfair on Lloyds and unfair on the tax-payer. As anyone in reward … Continue reading
Share this:
Posted in advice gap, auto-enrolment, pensions, Value for Money
Tagged auto enrolment, DWP, HMRC, HMT, IPSE, IR35, LBG, Lloyds Banking Group, pensions
2 Comments
A good week for transparency
It’s been a good week for transparency, with the FCA’s publication of the IDWG’s final report. Chris Sier and his team have created the opportunity for investors to properly understand the total cost of intermediation when buying assets through a … Continue reading
Share this:
Posted in pensions, Value for Money
Tagged chris sier, CTI, pensions, Value for Money
Leave a comment
How to run a pension at 1/30th the cost of the pension charge cap.
How much does it cost to actively manage Alecta, Sweden’s largest workplace pension provider? The answer, according to Magnus Billing – is 0.024% of the funds assets each year. That’s less than 1/30th of the 0.75% cap imposed by … Continue reading
Share this:
Posted in advice gap, pensions, Value for Money, workplace pensions
Tagged Alecta, Charge cap, IGC, master trust, NEST, Value for Money, workplace Pensions
2 Comments
The incoherence of UUK’s attitude towards risk – Mike Otsuka
Low risk is intolerable when shared by 350 institutions but high risk is fine when borne by workers individually USS’s current troubles, and UUK’s proposed solution, reflect an incoherent attitude toward risk on the part of our employers. Their responsibility … Continue reading
Share this:
Posted in pensions, USS, Value for Money, welfare
Tagged Mike Otsuka, pensions, Risk, USS, UUK
10 Comments
With value for money – figures speak louder than words.
The pen may be mightier than the sword but the spreadsheet trumps both. Last week, JLT published some projections which showed that if the performance differential between lousy and top pension providers continued – you’d be able to buy a … Continue reading
Share this:
Posted in pensions, Value for Money
Tagged Chir Sier, IFA, IGC, JLT, measure, past performance, trustee, Value for Money, VFM, wealth management, words
Leave a comment
