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pension plowman
- @DavidPisanio @JosephineCumbo @pensionbee It’s obscure to most people- me included!Restoring confidence in pensions 2 hours ago
- We need common sense , not pensions legalities, driving the process. If the dashboards are going to be meaningful,… twitter.com/i/web/status/1…Restoring confidence in pensions 2 hours ago
- We need a Dyno-Rod to unblock the pension pipes! henrytapper.com/2022/07/05/we-… time are increasing as administrators thro… twitter.com/i/web/status/1…Restoring confidence in pensions 2 hours ago
- We need a Dyno-Rod to unblock the pension pipes! henrytapper.com/2022/07/05/we-…Restoring confidence in pensions 2 hours ago
- England well odds-on with all major bookies. twitter.com/cricvizanalyst…Restoring confidence in pensions 19 hours ago
Category Archives: Value for Money
USS; are UCU and UUK missing the big picture?
This is nonsense. If universities can’t pay the required #USS DB contribution, then simply move to DC, which was of course the original plan. Universities backed down in the face of strikes https://t.co/rYtU1azGjM via @timeshighered — John Ralfe (@JohnRalfe1) November … Continue reading
Posted in advice gap, CDC, USS, Value for Money
Tagged AgeWage, Business and Economy, CDC, dc pensions, Defined benefit pension plan, DWP, Guy Opperman, Jo O'grady, John Ralfe, Mike Otsuka, Norma Cohen, pension
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Value for Money may just have had its eureka moment.
The story so far… 2014 – the OFT conclude that we are rubbish at buying pensions 2015 – FCA requires big insurers providing workplace pensions to set up IGCs (and most of the rest GAAs) 2016- IGCs start producing statements … Continue reading
Posted in advice gap, age wage, pensions, Value for Money
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For workplace pensions value for money means……..
One of the questions in the FCA’s consultation on value for money is whether its definition is ok or whether we can find a better one. This is our definition Pension value for money’s measured by the amount … Continue reading
Posted in pensions, Value for Money
Tagged Costs and charges, FCA, IGC, Money, Service, value, Value for Money, VFM
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Squeaky-bum-time for start-ups
Plenty of promises! Running a start-up at this moment is spooky. The Government promises support. but each new product seems to apply to someone like you – but not you! We haven’t furloughed anyone because what we do – help … Continue reading
Posted in age wage, Big Government, pensions, Value for Money
Tagged AgeWage, Government, Start up, WeWork
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Zurich’s IGC’s Chair makes a statement -just!
I wasn’t quite sure , reading Anna Bradley’s chair statement that I wasn’t on my blog. The photos of the IGCs look like they were taken on an iphone, neither of which detracts much from what is a good – … Continue reading
Contractors can’t have their cake and eat our pensions too
The Association of Independent Professionals and the Self-Employed have condemned Lloyds Banking Group’s decision to either scrap contractors or force them into umbrella companies. I think this unfair on Lloyds and unfair on the tax-payer. As anyone in reward … Continue reading
Posted in advice gap, auto-enrolment, pensions, Value for Money
Tagged auto enrolment, DWP, HMRC, HMT, IPSE, IR35, LBG, Lloyds Banking Group, pensions
2 Comments
A good week for transparency
It’s been a good week for transparency, with the FCA’s publication of the IDWG’s final report. Chris Sier and his team have created the opportunity for investors to properly understand the total cost of intermediation when buying assets through a … Continue reading
Posted in pensions, Value for Money
Tagged chris sier, CTI, pensions, Value for Money
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How to run a pension at 1/30th the cost of the pension charge cap.
How much does it cost to actively manage Alecta, Sweden’s largest workplace pension provider? The answer, according to Magnus Billing – is 0.024% of the funds assets each year. That’s less than 1/30th of the 0.75% cap imposed by … Continue reading
Posted in advice gap, pensions, Value for Money, workplace pensions
Tagged Alecta, Charge cap, IGC, master trust, NEST, Value for Money, workplace Pensions
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The incoherence of UUK’s attitude towards risk – Mike Otsuka
Low risk is intolerable when shared by 350 institutions but high risk is fine when borne by workers individually USS’s current troubles, and UUK’s proposed solution, reflect an incoherent attitude toward risk on the part of our employers. Their responsibility … Continue reading
Posted in pensions, USS, Value for Money, welfare
Tagged Mike Otsuka, pensions, Risk, USS, UUK
10 Comments
With value for money – figures speak louder than words.
The pen may be mightier than the sword but the spreadsheet trumps both. Last week, JLT published some projections which showed that if the performance differential between lousy and top pension providers continued – you’d be able to buy a … Continue reading
Posted in pensions, Value for Money
Tagged Chir Sier, IFA, IGC, JLT, measure, past performance, trustee, Value for Money, VFM, wealth management, words
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