Tag Archives: Pension Poverty
Separation
Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading
Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions
Tagged annuity, At REtirement, auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, pension, Pension new, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, social media
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A tax on a tax
Yesterday I wrote about the various Government interventions that employers in the UK have had to cope with. My point was that the employer is increasingly being used as the unpaid agent of the welfare state. Auto-enrolment is one case … Continue reading
E-Christmas Cards – a very rum idea if you ask me.
What do you do with e-christmas cards? They bother me. “E-Christmas card” is a misnoma, most of these e-thingies seem the product of the thought police who de-risk corporate communications. “Merry” is of course out – a whiff of intoxication … Continue reading
Using your pension as a bank account.
Those “waking up to money” or to headlines in selected media (ahem!) will be gasping over their croissants at the headline. Is this a further raft of legislation ? You’ll be pleased to hear it isn’t! It is in fact … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, dc pensions, NEST, pensions, Retirement
Tagged annuity, Bank account, Business, dc pensions, Defined benefit pension plan, DWP, Employment, Financial Services Authority, Osborne, parliament, Payroll, pension, Pension Bill, Pension new, pension playpen, Pension Poverty, Pension.Bank, Pensioner Payroll
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Young People and Pensions
This is a blog by Vivi Friedgut of @blackbullion; she is also responsible for the picture and its contents! Pensions don’t make for the most thrilling conversations. Like verrucas, funerals or the dream you had last night, talking about … Continue reading
Posted in advice gap, annuity, corporate governance, dc pensions, NEST, pension playpen, pensions
Tagged Blackbullion, Business, dc pensions, England, Human Resources, Pension Poverty, pensions, recession, Saving, unemployment, Vivi, Young People
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The best practice approach to choosing a workplace pension
The Pension PlayPen has been asked to outline the research process that lies behind the Factsheets and provider ratings on http://www.pensionplaypen.com . This is the process. The purpose of Pension PlayPen research is To establish the universe of … Continue reading
Posted in advice gap, auto-enrolment, brand, pension playpen, pensions, Pensions Regulator
Tagged annuity, auto enrolment, Business, choose, Choose a Pension, corporate governance, corporate risk, dc pensions, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, pensions, Society, workplace pension
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How much should I spend on retirement?
People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading
Posted in Blogging, Debt, journalism, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, Afford, annuity, Contribute, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Pay, pension, Pension new, pension playpen, Pension Poverty, pensions, Public Sector Pensions, Retirement, Save, Spend
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A beginner’s guide to annuities
Annuities haven’t got a very good name at the moment. They are blamed for many problems which are not their fault. One problem with annuities is that most people don’t understand them! Another problem with annuities is that people have … Continue reading
Providers cherry picking pension customers? Whatever next!
Money Marketing is reporting that insurers are cherry picking the workplace pensions they take on . That this is news says a lot for the appalling lack of underwriting applied by insurers to the pricing of new business in this market over … Continue reading