Tag Archives: At REtirement

Workplace pensions fall short over “at-retirement support”

At Retirement Support (with its unfortunate acronym) is not high on workplace pension provider’s priority lists and this is reflected in this survey published by Pensions Expert in an article by Stephanie Hawthorne The survey, conducted by Broadridge, was of … Continue reading

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Beyond tax relief – a new savings incentive

In 2002, Ros Altmann wrote a blog, suggesting we move from incentivising pensions savings through tax relief , to a system which targeted those who needed help most- those with low incomes who found it hardest to save decent amounts. … Continue reading

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Separation

Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading

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“I don’t need a new house – I need an extension!”

  I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading

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We need to know ourselves to plan the future.

For all the  talk of tax, longevity, inflation and investment returns, the technicalities of retirement  planning are of secondary importance. In this article , I put these technical issues in a broader perspective. If we are to have sponsored financial education in this country, … Continue reading

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Making every minute count -effective Guidance at Retirement

            Many people say that you cannot do much to really help people in a thirty minute guidance session. I disagree; more importantly, Michelle Cracknell disagrees. Michelle is the CEO of The Pension Advisory Service … Continue reading

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