Tag Archives: Pension Poverty

This country needs a proper debate about old age

Posted on June 11, 2014 by henry tapper

Do we understand how people want to get paid in retirement? Yesterday I wrote about the American 401K system and the risks taken by people who become too cautious as they become older. The value judgements implicit in the report … Continue reading →

Posted in annuity, CDC, Financial Education, pensions | Tagged annuity, Business, de-risking, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, pensions, Politics, Retirement, Steve Webb, United States | 5 Comments

“I’m pretty sure my client has a pension issue..”

Posted on May 30, 2014 by henry tapper

This is as close as I can get to a verbatim conversation I had on the phone with the head of a small practice of accountants yesterday-it is edited to concentrate on the core issue she had – what … Continue reading →

Posted in accountants, advice gap, auto-enrolment, dc pensions | Tagged auto-enrolement, Business, Financial services, Government, pension, Pension new, pension playpen, Pension Poverty, pensions, Politics | Leave a comment

Call in for a Great British Pension

Posted on May 13, 2014 by henry tapper

The initial euphoria following the 2014 “pensions bombshell” budget may have died away, but in it’s place we are seeing real progress towards a better deal for those spending their pension pots. Work is concentrating on two … Continue reading →

Posted in advice gap | Tagged annuity, Business, Business and Economy, corporate governance, Defined benefit pension plan, Government, pension, Pension new, pension playpen, Pension Poverty, Retirement | Leave a comment

Standard Life comes up trumps

Posted on April 1, 2014 by henry tapper

Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading →

Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions | Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb | Leave a comment

Think first – sell later

Posted on March 24, 2014 by henry tapper

Think first – sell later- a dictum to be followed in the next 12 months Continue reading →

Posted in actuaries, advice gap, annuity, Financial Education, pensions | Tagged annuity, Business, de-risking, Defined benefit pension plan, DWP, Employment, Financial services, Government, Life annuity, pension, pension playpen, Pension Poverty, Pension Protection Fund, Retirement | 1 Comment

“What’s it like to be retired?”

Posted on March 7, 2014 by henry tapper

It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading →

Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb | Tagged annuity, Defined benefit pension plan, DWP, Employment, Financial services, Human Resources, ILC, Insurance, Investment, Life annuity, London, National Employment Savings Trust, pension, Pension Poverty, Pension Protection Fund, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, SDAI, Society, Steve Webb, United States, University of Bristol | Leave a comment

“Let them eat cack” – why does Government still think individual annuities can work?

Posted on February 18, 2014 by henry tapper

Steve Webb has been at it again, suggesting that the annuity crisis could be solved if we had a one year cooling off period after we’d bought an annuity in which we could take it back (with a receipt) and exchange it … Continue reading →

Posted in pensions | Tagged Actuarial science, annuity, Business, Business and Economy, Financial services, Government, pension, Pension new, pension playpen, Pension Poverty, pensions, Politics, public sector, Steve Webb | 2 Comments

TPAS – the light shines on!

Posted on February 1, 2014 by henry tapper

TPAS – bridging the pensions advisory gap! The light shines on… Continue reading →

Posted in auto-enrolment, brand, corporate governance, Henry Tapper blog, investment, pension playpen, pensions | Tagged Business, Business and Economy, corporate risk, DWP, Financial services, Michelle Cracknell, pension playpen, Pension Poverty, Pension Regulator, pensions, Steve Webb, TPAS | 1 Comment

Make or break day for the pensions charge cap

Posted on January 23, 2014 by henry tapper

“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading →

Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions | Tagged Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Steve Webb | Leave a comment

Getting use to managing pensions ourselves

Posted on January 16, 2014 by henry tapper

The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading →

Posted in brand, Change, Financial Education, First Actuarial, pension playpen, pensions | Tagged annuity, Business, Financial services, Financial Services Authority, Government, Insurance, pension, Pension new, pension playpen, Pension Poverty, pensions, Retirement, Steve Webb | Leave a comment

Tag Archives: Pension Poverty

This country needs a proper debate about old age

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“I’m pretty sure my client has a pension issue..”

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Call in for a Great British Pension

Like this:

Standard Life comes up trumps

Like this:

Think first – sell later

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“What’s it like to be retired?”

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“Let them eat cack” – why does Government still think individual annuities can work?

Like this:

TPAS – the light shines on!

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Make or break day for the pensions charge cap

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Getting use to managing pensions ourselves

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Tag Archives: Pension Poverty

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