Tag Archives: Pension Poverty
This country needs a proper debate about old age
Do we understand how people want to get paid in retirement? Yesterday I wrote about the American 401K system and the risks taken by people who become too cautious as they become older. The value judgements implicit in the report … Continue reading
Posted in annuity, CDC, Financial Education, pensions
Tagged annuity, Business, de-risking, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, pensions, Politics, Retirement, Steve Webb, United States
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“I’m pretty sure my client has a pension issue..”
This is as close as I can get to a verbatim conversation I had on the phone with the head of a small practice of accountants yesterday-it is edited to concentrate on the core issue she had – what … Continue reading
Call in for a Great British Pension
The initial euphoria following the 2014 “pensions bombshell” budget may have died away, but in it’s place we are seeing real progress towards a better deal for those spending their pension pots. Work is concentrating on two … Continue reading
Standard Life comes up trumps
Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions
Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb
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Think first – sell later
Think first – sell later- a dictum to be followed in the next 12 months Continue reading
“What’s it like to be retired?”
It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading
Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb
Tagged annuity, Defined benefit pension plan, DWP, Employment, Financial services, Human Resources, ILC, Insurance, Investment, Life annuity, London, National Employment Savings Trust, pension, Pension Poverty, Pension Protection Fund, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, SDAI, Society, Steve Webb, United States, University of Bristol
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“Let them eat cack” – why does Government still think individual annuities can work?
Steve Webb has been at it again, suggesting that the annuity crisis could be solved if we had a one year cooling off period after we’d bought an annuity in which we could take it back (with a receipt) and exchange it … Continue reading
TPAS – the light shines on!
TPAS – bridging the pensions advisory gap! The light shines on… Continue reading
Posted in auto-enrolment, brand, corporate governance, Henry Tapper blog, investment, pension playpen, pensions
Tagged Business, Business and Economy, corporate risk, DWP, Financial services, Michelle Cracknell, pension playpen, Pension Poverty, Pension Regulator, pensions, Steve Webb, TPAS
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Make or break day for the pensions charge cap
“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading
Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions
Tagged Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Steve Webb
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Getting use to managing pensions ourselves
The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading