Tag Archives: advisers
We will get VFM when IGCs and Trustees are independent.
This blog argues that advisers have no business interfering in the IGC’s and Trustee’s analysis of VFM. Jonathan Parker: Value for money back under the spotlight I have since their formation in 2015, thought IGCs in the pocket of the … Continue reading
The perils of being wealthy with a pot
Thanks to of M&G’ Kirsty Anderson for this helpful explanation of why it’s so touch being wealthy It seems that scrapping the LifeTime Allowance has led to the emergence of three more “allowances”, which of course aren’t allowances but restrictions … Continue reading
SIX awkward questions trustees and sponsors should ask their advisers
In addressing Pension Playpen today, William McGrath, founder of C-Suite Pension Strategies suggested LDI problems should inspire scheme trustees and members to consider some awkward questions. Awkward Questions – What has been sold and at what losses in the last … Continue reading
The pension transfer mess: who pays and what’s paid?
There’s an irony to PAC’s assertions. It was extremely critical of the FCA in almost every aspect but never even questioned a key one: the FCA’s own assessment that transfers were very widely unsuitable at BSPS. This is now being … Continue reading
How do Customers benchmark what’s good about their DC pension?
For employer’s it’s all been about inter-operability I’m returning to a question that has bothered me since the inception of auto-enrolment over six years ago. To begin with, it was a question for employers and could largely be answered in … Continue reading
Posted in actuaries, advice gap, pensions
Tagged advisers, Aegon, AgeWage, Aviva, L&G, pension playpen, Royal London, Standard Life
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Has Tata the courage of its conviction? (the workplace pension that dare not speak its name)
It I’ve been in correspondence with a steelworker who wrote me this Over the past few months when my work colleagues at TATA have been talking about transferring out I suggested the TATA Aviva Plan to them as it … Continue reading
Paul Lewis and cash – tactically astute – strategically moribund!
Jon Cudby is both brave or foolish to take on Paul Lewis over Paul’s remarks at FT Adviser events over the past few weeks. As the next speaker up at two of them, I heard what Paul said, what the questions … Continue reading
Source Pensions – a tough lesson for auto-enrolment.
Over the weekend , the Telegraph published a story about Source Pensions . In the article it correctly claims that many pension savers have been automatically enrolled into illegal schemes. Source Pensions admit this is “regrettable”, I agree, You can read … Continue reading
Is commission really dying?
There has been nothing that has so harmed the image of pensions over the past thirty years as the deception of commission. I don’t want to use phrases such as “lack of transparency” or words like “opacity” words like these … Continue reading
Posted in annuity, Payroll, pension playpen, pensions
Tagged advisers, annuity, auto enrolment, Business, Commission, DWP, FCA, Freedoms, Human Resources, pension, Pension new, pension playpen, pensions, Retirement, the deception
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