Tag Archives: FinTech

No need to lock-down innovation

  Brent Hoberman calls for help for Britain’s start-ups;  in the FT he comments with regards to tech start-ups. Britain leads Europe on almost every measure, more than £10bn was invested in UK tech last year and the sector employs … Continue reading

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Our start-ups aren’t getting much help

It’s tough running AgeWage right now. We are a  Pentech considering a term-sheet for future funding , our development depends on new investment and our customers are waiting on our development. At a time like this , it’s easy for … Continue reading

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Client onboarding & the cost of advice

Heather Hopkins explains why we need open finance. A debate erupted between Henry Tapper and Rob Reid recently on Twitter, which came down to a stat published by NextWealth: it costs £1,500 to onboard a client. Henry asked “are advisers who charge less … Continue reading

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Pentechs – time for us to get organised?

  I’m running a meeting in WeWork Moorgate on 4th March at 4pm. The seminar is for people who are serious about pensions technology as a service. I mean technology as a means of improving the efficiency and value for … Continue reading

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We Need Breakthrough Business Models, not Breakthrough Technology

I found this article on Linked In. You can find the original here. It makes a lot of sense – not just of why we get bubbles, but how- succesful businesses can be created out of the vacuum when a … Continue reading

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Our pen-tech free pension picnic!

    “It is one thing for a company to know my vacation shopping patterns or what media I like; it is another for them to access my entire financial history, including my investments” So Rana Foroohar wraps up an … Continue reading

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I want to choose my dashboard please!

Thankfully the Government has seen sense, it is not going to provide a one size fits all Volkswagon dashboard, it’s going to offer us a motor-show of choice! The Government is not going to build or maintain a pension dashboard. … Continue reading

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The dashboard is dead – long live dashboards!

  The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016  I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading

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Not so fast – Mr Robot!

  Telling moment during the Lockton Global Forum today: Mike Tyler refers to the famous study BMW did comparing performance levels between a production line with older workers with a line on younger workers. Delegate from BMW speaks up: “I … Continue reading

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A pensions dashboard brings its own risk.

A need for pension I am keen not to pour cold water on the pensions dashboard, but I am not having it promoted as the game-changer to savings behaviour. The pensions dashboard is what Martin Clarke, the Government Actuary, refers to … Continue reading

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