In the states, certain retirement savings programs have unique "catch-up" provisions - where those whose income varies from year to…
NEST’s Guided Retirement Fund in the UK gets part of the way there by separating money according to its intended…
"As usual with The Times, this is a briefing about England & Wales only." I'm so old that I can…
"... Setting a glide path in retirement is ‘completely useless’ and equities investments should be held in a portfolio for…
Tag Archives: China
China wants it – like California; let’s own our technology in our pensions!
During the week, I had lunch with Will Hutton at the RSA Coffee House. It was a strenuous meal where the calories absorbed were burned off in our determination to out-gesticulate each other! We discussed British pensions from Stakeholder … Continue reading
If you think we have a pension problem, pity China.
Darren Dodd Writer and Commissioning Editor September 13 2024 This from the FT’s Darren Dodd made me think how far we’ve come in offering better retirements in this country. Not only do we live longer but … Continue reading
Who will disrupt western financial markets?
Maarten Ectors, L&G’s Chief Innovation Officer, writes regularly about using innovation to create new businesses. He has created Fintechs himself and now holds sway over innovation in one of Britain’s most powerful financial institutions. When he writes, he writes with … Continue reading
Posted in advice gap, blockchain
Tagged China, DeFi, Disruption, FinTech, L&G, Maarten Ectors, Tik-tok
1 Comment
COVID-19; Out of Africa?
Cases in Africa If the COVID-19 situation and outcome is far from clear and certain in countries such as UK, the same could be said with even more justification for countries in Africa. Just as questions can be asked about … Continue reading
Posted in coronavirus, pensions
Tagged actuaries, Actuaries Response Group, China, Covid-19, Dermot Grenham
1 Comment
Social distancing – UK is not like China!
A new paper “An international comparison of the second derivative of COVID-19 deaths after implementation of social distancing measures” has received some attention over the weekend. Perhaps because it was published by individuals from the same university, the paper has … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged Actuariies, C19, China, Coronavirus, Covid-19, Matt Fletcher, UK
1 Comment
Understanding the Great Fall of China (in the pub).
While y’all went on holiday, market analysts threw a tantrum , Emerging stock Markets tanked and the Developed Markets went red and green faster than a traffic light. I love writing this stuff, it makes me feel grown up – like I had some job … Continue reading
The markets are back but the damage is done.
There are those who thrive on the ups and downs of the stock market; high frequency traders take fractional advantage of moves up and down and like wind farms, make most when it’s stormy. You can buy and sell this … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, CDC, China, collectives, corporate governance, corporate risk, damage, dc pensions, Defined benefit pension plan, Financial services, Government, income drawdown, Paul Lewis, Pension new, pension playpen, pensions, Retirement, The Great Fall of China
4 Comments
There’s a lot we can learn from town planning
Many towns around the western world started out as Roman garrisons. Primitive stockades gave way to fortified settlements which attracted local residents who set up communities outside the fort’s walls. In time, the communities became protected by the Romans and the distinctions … Continue reading
Posted in auto-enrolment, pensions, town planning
Tagged China, Facebook, Gated community, Martin Lewis, Online Communities, Roman, Rome, twitter
2 Comments
We should be proud to have an opt-out!
An old friend of mine tweets me beginning “I’m a libertarian but…!” The but is an objection to the feckless being able to opt out of their pension plan. Of course she is a fascist though you cannot tell her that any … Continue reading
Posted in Australia, auto-enrolment, corporate governance, dc pensions, doctors, happiness, iphone, pension playpen, pensions
Tagged Chile, China, Fascism, Opt-out, pension, Politics, Russia, Smartphone
6 Comments
The economic history of the world in one little graph
That headline is a big promise. But here it is: The economic history of the world going back to Year 1 showing the major powers’ share of world GDP, from a research letter written by Michael Cembalest, an analyst … Continue reading
Posted in economics, Facebook, Financial Education, twitter
Tagged China, GDP, Gross domestic product, India, Industrial Revolution, Japan, Malthusian Trap, World population
8 Comments
You usually need 35 qualifying years of National Insurance contributions to get the full State Pension in the UK. If…