Scheme actuaries use a nominal gilt yield curve, which they assert directly matches the currency and inflation exposure of those…
"prefers to compare the returns with a liability proxy (a mixture of gilt maturities)" Are those Index-Linked gilts, given that…
I agree the major problem with DC is that it has been designed as a savings plan not to provide…
Oh, and I think this confusion leading to DB being viewed as a pot by members is an unintended consequence…
Tag Archives: FinTech
Pentechs – time for us to get organised?
I’m running a meeting in WeWork Moorgate on 4th March at 4pm. The seminar is for people who are serious about pensions technology as a service. I mean technology as a means of improving the efficiency and value for … Continue reading
Posted in age wage, pensions, Technology
Tagged AgeWage, FDATA, FinTech, Gavin Littlejohn, PensionBee, pensions, Pentech, Romi Savova
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We Need Breakthrough Business Models, not Breakthrough Technology
I found this article on Linked In. You can find the original here. It makes a lot of sense – not just of why we get bubbles, but how- succesful businesses can be created out of the vacuum when a … Continue reading
Posted in pensions, Technology
Tagged AgeWage, FinTech, pension playpen, pensions, Technology
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Our pen-tech free pension picnic!
“It is one thing for a company to know my vacation shopping patterns or what media I like; it is another for them to access my entire financial history, including my investments” So Rana Foroohar wraps up an … Continue reading
Posted in advice gap, pensions
Tagged FinTech, ft, Gregg, pensions, Pentech, Technology
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I want to choose my dashboard please!
Thankfully the Government has seen sense, it is not going to provide a one size fits all Volkswagon dashboard, it’s going to offer us a motor-show of choice! The Government is not going to build or maintain a pension dashboard. … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, CDC, DWP, FinTech, MoneyHub, Open Banking, Pension Bee, Pension Dashboard, pensions, Pentech, Revolut, Starling, Yolt
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The dashboard is dead – long live dashboards!
The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016 I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading
Posted in advice gap, age wage, auto-enrolment, Bankers, Big Government, pensions
Tagged AgeWage, Beau Brummel, FinTech, Pension Bee, Pension Dashboard, Pension Tech, pensions, simon kirby
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Not so fast – Mr Robot!
Telling moment during the Lockton Global Forum today: Mike Tyler refers to the famous study BMW did comparing performance levels between a production line with older workers with a line on younger workers. Delegate from BMW speaks up: “I … Continue reading
A pensions dashboard brings its own risk.
A need for pension I am keen not to pour cold water on the pensions dashboard, but I am not having it promoted as the game-changer to savings behaviour. The pensions dashboard is what Martin Clarke, the Government Actuary, refers to … Continue reading
Posted in advice gap, pensions
Tagged ABI, FinTech, GAD, Government, John Cridland, Martin Clarke, pension, Pensions Dashboard, Treasury
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Pension Dashboard – cure or curse?
This lunchtime , the Pension PlayPen lunch will be discussing this very question. If you’d like to have your say in what is likely to be a robust discussion, get yourself to the Partners Room in the Counting … Continue reading
Posted in pensions
Tagged FinTech, Pension Dashboard, Pension Digitati, Retirement, Technology, Treasury
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The role of the insurance market in developing Fintech
Have you thought about the risks of e-commerce? This blog talks to those interested in Fintech and in particular the promotion of the start-ups that drive innovation in financial markets. My digital start-up, Pension PlayPen is in terms of staff, … Continue reading
Posted in FinTech, Pension Freedoms, pension playpen, pensions
Tagged AIG, auto enrolment, Blufin, Confidence, FinTech, Insurance, Lloyds, Lockton, pension playpen, protection, Sage
2 Comments
Should I give my job to a computer?
This week the BBC has been running a series of programs on artificial intelligence. The first program asked the question HOW SUSCEPTIBLE ARE JOBS TO COMPUTERISATION? and reference was made to a study published here. I’d give it a read if you have a … Continue reading
Posted in pensions
Tagged artificial intelligence, Business, Business and Economy, computer, Employment, ETF, FinTech, Government, job, jobs, nutmeg, pension, Pension new, pension playpen, pensions, Retirement, Smartphone
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Thanks for your reply. I hope it does successfully "embed both the real rate and expected inflation in one number".…