Tag Archives: Lloyds

Standard Life buys Aegon UK for £2bn – as predicted.

We have had through the morning a stream of announcements from various parties What will this mean for the master trust and dwindling GPP market that Aegon once looked so central to. Scottish Equitable was Aegon before the Dutch bought … Continue reading

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Lloyds; now one of Britain’s top 5 landlords, should come @10.30 Tuesday to hear Harry Scoffin

Below is an invitation to what has over the weekend become even more topical. It’s revealed that Lloyds bank has stealthily become one of the five biggest landlords in Britain. According to a spokesperson talking with the FT, they are … Continue reading

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Why are banks so rubbish at workplace pensions?

The chart shows how “pensions” fit into a retail structure alongside protection and investments. This blog explains why workplace pensions do not fit on this organigram and why banks are so bad at doing pensions. Yesterday, I wrote a piece … Continue reading

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Will Lloyds salvage the Scottish Widows Master Trust with it’s staff DC scheme?

The Pension Scheme members affected work or have worked for Lloyds bank or a related company and are currently in the Lloyds Bank DC pension scheme. This is the only way I can make sense of “new pension provider” Scottish … Continue reading

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It will take more than the Government to make us invest in ourselves

Earlier this month, Charles Randell asked whether the Government could force us to invest in ourselves. Randell is the  former FCA Chair is someone who will tell you he earned the biggest monthly pay-packet for him and his law firm … Continue reading

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Is Yahoo insured?

  As I listened to the accounts of Yahoo’s 500m users being hacked (purportedly by a foreign government), four questions came to mind Why hasn’t the Yahoo share price fallen more than a couple of percent? Did Verizen, it’s prospective purchaser … Continue reading

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The role of the insurance market in developing Fintech

Have you thought about the risks of e-commerce? This blog talks to those interested in Fintech and in particular the promotion of the start-ups that drive innovation in financial markets. My digital start-up, Pension PlayPen is in terms of staff, … Continue reading

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What’s the point of banks?

News that the HSBC is to slash it’s costs by $5bn. spells trouble for 6,000 British workers and their families. It will probably be seen as good news to the shareholders of the bank but what of the customers? There was … Continue reading

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