Tag Archives: National Association of Pension Funds

Five reasons why pensions need payroll.

Posted on May 7, 2015 by henry tapper

  I have been involved in pension management for over 30 years, the last 2o years dealing with large employers and the management of their schemes. In the past ten years I have seen a shift from in-house pension management … Continue reading →

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“Cynicism’s” trending on #pensions

Posted on April 8, 2013 by henry tapper

I’m cynical about cynics – but in a nice way Continue reading →

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 6 Comments

Call out the instigators

Posted on January 18, 2013 by henry tapper

The Office of Fair Trading has decided to get stuck into workplace pensions. Pension people fight grimly on like  townspeople uner siege in the 100 years war. The OFT is the  invincible siege engine wheeled to the gates. In August this year,  the OFT … Continue reading →

Posted in auto-enrolment, David Pitt-Watson, dc pensions, governance, Payroll, pension playpen, pensions, Retail Distribution Review | Tagged , , , , , , , | 10 Comments

We won’t reinvigorate workplace savings like this

Posted on November 23, 2012 by henry tapper

This paper has the watermark of a Department, Government and Minister that has run out of steam. Time to reinvigorate the DWP. Continue reading →

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What Steve Webb must do now.

Posted on October 17, 2012 by henry tapper

Well Mr Webb, you said it; I refer to your excellent talk at the IOD (16/10/12) First you said that you would legislate for “pot follows member” in 2014/15 .Then when asked what happens if a member transfers to a bad qualifying scheme, you … Continue reading →

Posted in annuity, CDC, dc pensions, defined aspiration, Financial Education, Henry Tapper blog, Management, Payroll, pensions, Retirement, Treasury | Tagged , , , , , , , , | 20 Comments

The toxic transfer; be wary when aggregating pensions!

Posted on October 16, 2012 by henry tapper

The DWP has published new statistics that support their contention that there is more economic value in the “pot follows member” model than the “aggregate to Supertrust” model. The NAPF have of course countered and have calculated that under the aggregator … Continue reading →

Posted in annuity, auto-enrolment, dc pensions, defined aspiration, pensions | Tagged , , , , , , , | 14 Comments

Sponsor affordability and the use of security

Posted on June 24, 2012 by henry tapper

This is an excellent article from my friend Simon Kew who trades as the Pensions Jackal on twitter. The subject may seem obscure but it isn’t – if you are in a Defined Benefit Pension Scheme you should know about … Continue reading →

Posted in de-risking, defined aspiration, Financial Education, Pension Rocks III, pensions | Tagged , , , , , , , | Leave a comment

How shares work (for us and our pensions)

Posted on April 22, 2012 by henry tapper

Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading →

Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement | Tagged , , , , , , , | 12 Comments

Aspirational pensions – popcorn pensions!!

Posted on February 11, 2012 by henry tapper

There are going to be a lot of objections to aspirational pensions over the weeks and months to come, but for me they are popcorn pensions – delicious, affordable and while they may not be the haute cuisine of the guaranteed Final Salary plans pragmatic.

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Posted in annuity, auto-enrolment, dc pensions, de-risking, EU Solvency II, happiness, Henry Tapper blog, Management, pension playpen, pensions, Popcorn Pensions, Public sector pensions, Retirement, Treasury | Tagged , , , , , , , | 16 Comments

“Making Pension Charges Clearer” – good on the NAPF

Posted on January 21, 2012 by henry tapper

The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading →

Posted in annuity, auto-enrolment, corporate governance, dc pensions, de-risking, EU Solvency II, pensions, Retirement, social media | Tagged , , , , , , , | 4 Comments