Tag Archives: FCA

Finfluence; a safer way to learn about money?

There has been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if the readers of this blog are not prone to spending too much of their time … Continue reading

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Isn’t “value for money” too late for DC workplace saving?

I enjoyed Kirby Rappell’s explanation of how his firm -” SuperRatings”-  has succeeded in Australia providing consumers with value for money ratings on their “pensions”. You can hear him talking to Nico and Darren here on  the latest podcast (#142) … Continue reading

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Torsten Bell speaks in the VFM debate for the consumer.

What practically will the work on Value for Money mean to providers , employers and ultimately savers into our DC plans? We have this statement from the FCA We plan to offer roundtables and stakeholder events to discuss practical aspects … Continue reading

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Value for Money – a new way forward with a Pension Schemes Act?

The FCA have led the Value for Money, unlike previous versions where TPR led but hand in hand with it. The Government is progressing the Pension Schemes Bill 2025 to create new rules for certain trust-based pension schemes with defined … Continue reading

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The FCA – less messing about – more action

In 2024 it announced 41 enforcement actions, and in the 2025 calendar year there were 33, both above its historic annual average of between 20 and 25. “We are conducting fewer investigations, faster,” Therese Chambers (one of two enforcement directors) … Continue reading

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Why are investment trusts excluded from the Pension Schemes Bill?

William MacLeod Speaking in the House of Lords today during the Pensions Schemes Bill second reading both Baroness Ros Altmann and Baroness Sharon Bowles , asked a very simple question: Why have listed investment companies been excluded from the Bill? … Continue reading

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“Yet to buyers” and “propertied pensioners”; we should have the spaces we need

Martin Arnold brings the pensioner together with the first time buyer in this fascinating article. He is talking in the FT about the work of the FCA, an organisation that is really getting its act together. It [FCA] also plans … Continue reading

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SASA – (Stagecoach Aberdeen Scheme Adoption) – the video and deck

If you missed this  coffee morning presentation from John , you are in luck. It’s with you below, with a download if you want to share it – here. If you want to see the slides they are below and … Continue reading

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Can FCA promote growth in the UK or do we need Martin Lewis?

Martin Lewis has promoted his growth measure to ordinary people. You can watch him on YouTube at the end of this blog. Nikhil Rathi has written to the Prime Minister and it’s a letter pro-growth measures. You can read it … Continue reading

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The embarrassing lottery of the default “pension” pathway.

The analysis of what’s happening by default to people’s DC pots is from Peter Osthwaite and published in Professional Pensions. The four pathways devised by the FCA to lead people to retirement take people to very different places. For some … Continue reading

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