Tag Archives: Contract

Smoke and daggers (Con Keating on ”confusions and misunderstandings”)

This article was published in yesterday’s Professional Pensions and is published here in its entirety with the permission of Con Keating. A search on Con Keating will give up other articles on this topic to which this blog refers! Given … Continue reading

Posted in annuity, pensions | Tagged , , , , | 2 Comments

Is contract-based versus trust-based really the question? Guest Blog from Ralph Frank

Automatic Enrolment (“AE”) has resulted in an increase in Defined Contribution (“DC”) pension saving through Master Trusts (“MTs”).  This trust-based approach has overtaken contract-based arrangements, such as Group Personal Pensions, as the most popular form of DC saving.  A key … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

When does an agreed contract not bind? Guest blog by Ralph Frank

  This past summer saw a number of Government-initiated consultations, including one into early exit charges levied on (some) pension products.  The Chancellor of the Exchequer has recently announced that the Financial Conduct Authority (“FCA”) is to be mandated to … Continue reading

Posted in pensions | Tagged , , , | 1 Comment

Who made that choice for you?

Put the question “why are pensions guaranteed?” into google and you will not get an answer. I reckon it’s because no-one asks the question. Why is nobody asking the question? Is someone guaranteeing the value of your house? Is there … Continue reading

Posted in annuity, auto-enrolment, corporate governance, customer service, EU Solvency II | Tagged , , , , , , , | 13 Comments