Tag Archives: Drawdown
A great way to get VFM measured by savers spending their pots
Pete(r) Osborne of Dean Wetton thinks about what people in retirement want, not what suits the market. Here are excerpts from what he has written for Professional Pensions, you can read the whole article uninterrupted here. What happens below is … Continue reading
FCA’s Financial Lives on the smart decumulators and their advisors (pt 10)
It’s a tough agenda as since the introduction of Pension Freedoms in 2015 the behaviour of savers has included cashing in the pot as well as drawing down cash, swapping from an annuity and using the pot as an insurance … Continue reading
Billy Burrows appears at Pension PlayPen today 10.30 am
Two matters to detain you this morning, the first and most pressing is the Tuesday coffee morning – today! You are cordially invited to attend our next session with retirement adviser, Billy Burrows. Billy will be focussing on two key … Continue reading
Posted in pensions
Tagged Billy Burrows, Drawdown, Fiduciary, pension playpen, Pensions, Rosalind connor
Leave a comment
Billy to come , Rosalind past! Burrows and Connor for Playpen readers
Two matters to detain you this morning, the first and most pressing is the Tuesday coffee morning. You are cordially invited to attend our next session with retirement adviser, Billy Burrows. Billy will be focussing on two key areas namely … Continue reading
Posted in pensions
Tagged Billy Burrows, Drawdown, Fiduciary, pension playpen, Pensions, Rosalind connor
Leave a comment
How much value are advisers adding to the drawdown process?
The IFA in question is Jennifer Ellis who makes some really interesting points Data from the FCA has shown savers withdraw up to 20% more from their pension pots in the 2023/24 financial year compared to the prior year, while … Continue reading
Three lessons from the FCA’s retirement income market data
My analysis of this data leads me to three behavioural insights People are concerned about “net cash” – not “gross before tax” People want control and ownership People prioritise today’s cashflow needs over a wage for life The data published … Continue reading
PPI concludes no-one is doing DC pensions properly (yet)
It’s been a week when everyone from PIC to PPI and stations between has been asking why we’re not making more progress turning our saved wealth to pensions. I modified my view of PIC’s staff that they hated their workplace … Continue reading
Default or pathways, CDC or drawdown? Lundberg , Riddaway and Eagle for coffee this morning
I love it when a plan comes together, Stefan Lundberg will now be joined not just by Bobby Riddaway but be WTW’s Simon Eagle, doyen of the friends of CDC. I will not be there but my thoughts are well … Continue reading
Confusing evidence. Aon and Aegon’s bogus trade-offs
Aon has produced a survey of Aegon customers who are approaching the point they could choose pension over pot by buying into CDC, annuitizing or drawing down from their pot. The survey is interesting not so much for the results … Continue reading
To drawdown or not to drawdown – Stefan Lundbergh – the sequel
Also starring Great idea to have a panel of experts and for Stefan to chair!