The observation that retirees 'don't have a clue' understates the advice gap rather than member apathy. Generative tools may finally…
I stand corrected. My apologies. The only overrides to that 2007 legislation were during Covid when the earnings link was…
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…
I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Tag Archives: Pension Age
PensionsAge offered a day discussing CDC collective pensions
I came away from the Waldorf in the Aldwych and walked over the Thames to Waterloo, my head full of what I’d heard and engaged with at the PensionsAge Autumn Conference. Session after session featured a discussion of CDC. This … Continue reading
Posted in pensions
Tagged BlackRock, CDC, Conference, Helen Ball, Pension Age, Pensions, Steve Charlton
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State pension on course for £500 rise as earnings growth hits 4.1%
Thanks to Ellie Carric for this look forward to later in the year when we discover how much we will “earn” in our state pension from April next year. I wish there were more articles as bonnie as this! I … Continue reading
“Seven reasons to be pension perky!” from Torsten Bell
Speaking to a friend after the PA Conference yesterday I asked him how he found the Pension Minister’s speech earlier in the day. The reply was typical of my friends from the north west of England, it was blunt and … Continue reading
Pension Schemes Bill is OK and moves to House of Lords
This article is largely taken from Pension Age; thanks to Sophie Smith, one of our brightest reporters and Deputy Editor of Pension Age. It reports the positions of the biggest parties by seats (though not popularity). I would like it … Continue reading
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Tagged Cnservatives, Green, Liberals, Pension Age, Sophie Smith, UL reform
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Losing the argument for pensions with dynamic youngsters?
Pension Age’s Paige Perrin runs on some research from Hargreaves Lansdown (HL). Public sector households (58 per cent) are more likely than private sector households (42 per cent) to be on track for an adequate retirement income, research from Hargreaves … Continue reading
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Tagged Clare Stinton, Hargreaves Lansdown, LISA, Paige Perrin, Pension Age, Pensions
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Actuarial heresy or common sense? LCP question the reputation of the risk-free rate.
The gilt yield is generally accepted as the benchmark for risk-free returns. It’s what Government debt over various time-frames will reward you with and it is accepted as a benchmark because the chance of the UK Government defaulting on … Continue reading
A Living Pension! What would it take to secure a better retirement income for workers?
UK pensions have seen radical reforms in recent years to boost pension saving and tackle poverty in retirement. Government has introduced a flat-rate state pension and got more millions more workers saving through auto enrolment. But these policies alone … Continue reading
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Tagged age wage, Guy Opperman, jo cumbo, Living wage, Pension Age, Resolution foundation
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Andy Cheseldine’s VFM assessment is just too good!
Andy Cheseldine gave , in 21 minutes , one of the most complete and articulate expressions of what makes for good value in a DC pension scheme. I hate the word “masterclass” but on this occasion it is appropriate and … Continue reading
Posted in age wage
Tagged Andy Cheseldine, Boring Money, DWP, FCA, Pension Age, Pension Bee, Smart, Smart Pensions
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Pension committees “stay alert”!
Alarm bells rang when I read Stephanie Hawthorne’s report on the reaction of some Pension Schemes to the challenges of the current pandemic ‘Lockdown spikes fears of democratic deficit in LGPS’ A survey of 83 local authorities conducted … Continue reading
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Tagged ft, Jeff Houston, LGPS, Local Government, Pension Age, pensions, Stephanie Hawthorne
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Pension PlayPen wins 7 and is shortlisted for a further 9 awards
For the second year running, Pension PlayPen has been short-listed for the Payroll World Technology Award. Pension Play Pen has also been shortlisted for the small schemes auto-enrolment implementation award. These nominations come on the back of Henry Tapper, Pension … Continue reading
The DWP has responded to calls for the State Pension to be increased to at least £14,500 a year –…