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Tag Archives: Ownership
How can we “engage” with pensions we know nothing about?
News on the delivery of the pensions dashboard is not good. The vibes I am getting from the PLSA and others is that the period of testing to ensure that data is delivered accurately (dashboard beta) is likely to be … Continue reading
A pension is a problem most of us don’t want to own
I haven’t written much about SEI’s mastertrust but a chance conversation with Hyman’s Michael Ambery attested to some affinity in views between SEI’s DC boss – Steve Charlton – and myself. As we’ve known each other some time it was … Continue reading
Posted in pensions
Tagged Ignition House, Janette Weir, Ownership, pension, problem, SEI
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Millennial fightback
The greatest current threat to motor manufacturers is that people no longer want to drive. The second biggest threat is that people no longer want to own a car. That’s the message that comes loud and clear from an article … Continue reading
Posted in actuaries, advice gap, pensions
Tagged Balance sheet, Equity release, lease, own, Ownership, pensions, possessions, Volvo
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Property (and who owns it)
Something out of nothing Two distantly related matter are troubling me this morning. The first is the ownership of intellectual property and the second the ownership of a shower cubicle. Let me talk about the shower cubicle first. I was … Continue reading
Posted in pensions
Tagged Con Keating, Crisis, Dennis Leech, Downing Street, Homelessness, Homes, John woods, Ownership, pensions, ppf
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Advisers turn the key to the FCA’s fund governance condundrum.
One of the recent themes of this blog is “What rights we have over “our money”. John Kay’s book – “other people’s money” argues that the money held on account by asset managers should always be considered as held in trust … Continue reading
Posted in pensions
Tagged adviser, Asset management, FCA, Fund, fund governance, Ownership, platform
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Pensions -No engagement without ownership!
It is generally accepted that ownership implies accountability. Ownership is the word we use in business to say we’ll take responsibility for the outcomes of an action; as in “I’ll own this one”. We’ve learned that unless someone owns a … Continue reading
Posted in pensions
Tagged choice, DWP, Engagement, later, Ownership, pension, The Pension Regulator, TPR
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Exploring the cost of ownership – Guest blog from Dr Chris Sier
Introduction The pension fund value chain is overly complex, costly and completely opaque to the end consumer. The Kay Review of UK Equity Markets and Long-term Decision-making (2013) highlighted this. In fact, the total cost of owning (TCO) a pension … Continue reading