Tag Archives: Ownership

How can we “engage” with pensions we know nothing about?

Posted on February 24, 2023 by henry tapper

News on the delivery of the pensions dashboard is not good. The vibes I am getting from the PLSA and others is that the period of testing to ensure that data is delivered accurately (dashboard beta) is likely to be … Continue reading →

Posted in pensions | Tagged , , , , | 3 Comments

A pension is a problem most of us don’t want to own

Posted on February 17, 2023 by henry tapper

I haven’t written much about SEI’s mastertrust but a chance conversation with Hyman’s Michael Ambery attested to some affinity in views between SEI’s DC boss – Steve Charlton – and myself. As we’ve known each other some time it was … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

Millennial fightback

Posted on June 4, 2019 by henry tapper

The greatest current threat to motor manufacturers is that people no longer want to drive. The second biggest threat is that people no longer want to own a car. That’s the message that comes loud and clear from an article … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , , , , , , | 7 Comments

Property (and who owns it)

Posted on December 26, 2016 by henry tapper

Something out of nothing Two distantly related matter are troubling me this morning. The first is the ownership of intellectual property and the second the ownership of a shower cubicle. Let me talk about the shower cubicle first. I was … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | Leave a comment

Advisers turn the key to the FCA’s fund governance condundrum.

Posted on December 2, 2016 by henry tapper

One of the recent themes of this blog is  “What rights we have over “our money”. John Kay’s book – “other people’s money” argues that the money held on account by asset managers should always be considered as held in trust … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

Pensions -No engagement without ownership!

Posted on April 16, 2016 by henry tapper

  It is generally accepted that ownership implies accountability. Ownership is  the word we use in business to say we’ll take responsibility for the outcomes of an action; as in “I’ll own this one”. We’ve learned that unless someone owns a … Continue reading →

Posted in pensions | Tagged , , , , , , , | 2 Comments

Exploring the cost of ownership – Guest blog from Dr Chris Sier

Posted on January 11, 2014 by henry tapper

Introduction The pension fund value chain is overly complex, costly and completely opaque to the end consumer. The Kay Review of UK Equity Markets and Long-term Decision-making (2013) highlighted this. In fact, the total cost of owning (TCO) a pension … Continue reading →

Posted in investment | Tagged , , , , , , , , , , , , , | Leave a comment