Tag Archives: with-profits
CDC, a mutual plan for those in retirement and those working to retire.
Johan Kriek makes some excellent points in this sophisticated post There is a resilience needed if you are to invest the funds paid over in contributions and transfers as an inflation linked pension. There will be times when the fund … Continue reading
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Tagged CDC, Collective Pensions, de-risk, Johan Kriek, Pensions, with-profits
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Gordon Aitken finds M&G adds value to bulk annuities while I see it “leaseholder stripping”
M&G has a business that can grow, it can grow through its with profits “Prufund” which I think could do other things than back bulk purchase annuities. Gordon has discovered that the key that turns the lock for Prufund is … Continue reading
Why CDC is not with-profits!
Bobby Riddaway charts his journey from with-profits concern to CDC acceptance Bobby Riddaway: The development of the CDC framework, particularly for UMES arrangements, has addressed many of the concerns that originally worried me. The emergence of collective defined contribution (CDC) … Continue reading
Riddaway explains “with profits” slows consolidation and is not CDC
With unusual rapidity we have got the video of Bobby Riddaway ready for sharing and here it is. There is much to enjoy in this excellent presentation and the superb questions from fellow experts. I kept a low profile as … Continue reading
M&G and Quinlivan today at 10.30 ; insurance without the buy-out.
This will be an intriguing coffee morning and one you should attend if you are interested in the options open to DB pension schemes This gig , gives you three insurance experts for the price of one hour of your … Continue reading
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Tagged Insurance, M&G, Pensions, with-profits, With-profits policy
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How to use an insurer without buying out your scheme
This will be an intriguing coffee morning and one you should attend if you are interested in the options open to DB pension schemes This gig , gives you three insurance experts for the price of one hour of your … Continue reading
Posted in pensions
Tagged Insurance, M&G, Pensions, with-profits, With-profits policy
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Run on or buy-out – Hymans think outside the box
One of the wonders of the post Covid world has been the rise of the webinar and the sharing of IP by the pension fraternity. No consultant has done more in this space than Hymans Robinson and it is greatly … Continue reading
CDC and what it means for payroll.
One of the most surprising developments in retail financial services has been the return of with-profits as the way to drawdown a pension. The with-profits drawdown market is owned by the Prudential (though Aviva has recently launched a copycat fund). … Continue reading