A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
The idea that a pensioner has "complete control over cash flows" is naive because it omits the awkward fact that…
Sadly we allowed the "lay trustee" to be written into our law eg the Trustee Act 2000. And rather than…
Tag Archives: Bulk transfer
For collective pensions (CDC) to work well, they must look back as well as forwards
The big issue in the DC/CDC debate so far has been about the future not the past. Royal Mail with their collective pension scheme have yet to transfer DC pots that postal workers have built up with them. The Retirement … Continue reading
GPPs may be victims of their sponsor’s negotiating skill.
In the first decade of the century, employers looking to put distance between themselves and the outcomes of pensions chose group personal pensions. The personal pension was all that a company pension wasn’t, encouraging personal engagement with retirement issues with … Continue reading
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…