Tag Archives: choice
Documenting why you chose your workplace pension
The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted. Well if only it was that … Continue reading
Posted in auto-enrolment, pensions
Tagged choice, choose, Document, pension, pension playpen
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Data should drive AE reform in 2017
We live at a time dominated by data. Never before has data been so readily available to policy makers. But with so much about, it’s the job of those at DWP and tPR to sort out what’s relevant and what’s … Continue reading
Posted in auto-enrolment, pensions
Tagged 2017, AE reform, auto enrolment, choice, Engagement, informed choice, Payroll, Payroll World, pension playpen
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Gain today- pain tomorrow; Ralph Frank on Freedom and Choice
There is a remarkable consistency across each of the policy measures being enacted under the ‘freedom and choice’ banner. The estimated impact of each measure on the Exchequer serves to accelerate the payment of income tax on the … Continue reading
Pensions -No engagement without ownership!
It is generally accepted that ownership implies accountability. Ownership is the word we use in business to say we’ll take responsibility for the outcomes of an action; as in “I’ll own this one”. We’ve learned that unless someone owns a … Continue reading
Posted in pensions
Tagged choice, DWP, Engagement, later, Ownership, pension, The Pension Regulator, TPR
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“PENTECH” slashes the cost of pension advice
Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading
Worries grow about workplace pension choice
The Berkshire Farmer spoke on the BBC’s world tonight last week. He is not alone in finding himself helpless in trying to choose a workplace pension. I find myself conflicted in arguing the case for informed choice as I run … Continue reading
Posted in corporate governance, pensions
Tagged auto enrolment, choice, employer liability, pensions, workplace Pensions
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Why we have no choice but to trust on tax
People argue that a taxation system that offers limited incentives upfront and relies on “jam tomorrow” is flawed. People won’t trust it But such a system is in place, it is labelled the Individual Savings Account (ISA) and people trust … Continue reading
50 shades of “Workie”.
Are all Workplace Pensions the same? Can we distinguish one “Workie” from another? Are all Workies equal – or are some Workies more equal than another? For those not familiar with the adverts- Workie is a Technicolor creature, designed by … Continue reading
Posted in pensions
Tagged accountants, auto enrolment, business advisers, choice, DWP, Payroll, pensions, Workie, workplace Pensions
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Is the Pensions Regulator creating a false market in workplace pensions?
More questions – no answers! Yesterday’s blog created a lot of questions from people who shouldn’t have to ask so I reckon it wasn’t clear enough. The blog was itself a voyage of discovery, for as I pressed the various … Continue reading
Posted in pensions
Tagged choice, FCA, Freedom, Market distortion, the Pensins Regulator, workplace Pensions
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And time goes on – and so do I
If this isn’t a line from a Johnny Cash or Hank Williams song, then I may have just written the history of Country and Western in one line! Time does go on, we are now well into the next critical … Continue reading
Posted in pensions
Tagged Business, choice, FCA, Financial services, pension, pension playpen, pensions, Retirement, The Pensions Regulator, workid, workplace Pensions
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