Tag Archives: dc

Will insurer’s share prices recover- now gilt yields make buy-out easier?

I’m not sure I agree with Gordon Aitken here. Insurers may be more competitive with bulk annuity purchases but will DB pension schemes want to sell up, now they find themselves even more in surplus? Business Conditions are not always … Continue reading

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The American way of turning pots to pensions – from the firm rumoured to be buying L&G

It doesn’t give me much comfort to read this “partnership content” – eg an advert, in the FT from Prudential Finance. I include the article below as an example of the American way of turning pots to guaranteed income. It … Continue reading

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What’s happening to bonds is a kick in the face for those in DC pension schemes

The vast majority of people over 50 in DC are heavily invested in Government and Corporate Bonds to protect us against the volatility of growth stocks (equities and other real assets) and offer us stability in later life. If you … Continue reading

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Can British pension funds invest in Britain as their Australian counterparts do?

If it won’t come from up here, it’s going to be from somewhere and the new “super unit” will start by getting it from down under. This new unit “will pave the way for vital investment into key UK projects”, … Continue reading

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TPR’s CEO estimates a decade for workplace saving to move back to pensions

  This is the Pension Regulator’s speech. It has a summary of  what the  CEO intended to be understood.  This summary has come from artificial intelligence. I doubt that any human was involved for it is nothing but cliches and … Continue reading

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TPR has a bible to get and keep a CDC scheme authorised.

The Code of Practice for CDC is our bible! I will strain my blog to deliver something that is very serious and meaningful to the DWP, TPR and the few people set upon getting authorised to run a CDC from … Continue reading

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Being poor in retirement is down to your behaviour – L&G can cure you

Here is a conversation about good retirement from DC workplace saving. But it’s not far enough for me and millions like me who don’t want a course in good savings behaviour! I’m not professional and don’t like my “capital at … Continue reading

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Is my retirement under threat from “geopolitical tension”?

Damned be the word “geopolitical” it is not a word that means anything to ordinary people . “Geopolitical risk” may mean something to investment and actuarial gurus but what it translates into for ordinary folk  is “higher prices for the … Continue reading

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Can DC pensions invest for growth or should we move to CDC?

The questions discussed on the VFM blog have so far been rather less than challenging. I posted my review of the latest podcast yesterday and got this question on my blog. John is an IFA who started in the mid … Continue reading

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“Is this Government really interested in Pension Superfunds?” – asks Gupta

  New Capital Consensus are a group of thinking people including my friend Ashok Gupta who want to see policy through to action. I’m not quite sure why I and AgeWage are included on this post, but I’m pleased they … Continue reading

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