Tag Archives: dc
All together now! Why the Americans need to learn the British way of pensions.
I don’t know how to phrase this but….perhaps the Royal Mail’s advert to its staff does. Thanks to those at Royal Mail that blazed a trail so that we can have CDC not just for one company but for thousands. … Continue reading
A pension is deferred pay not a defined pension – get it – Paul Waters does!
The meeting of minds between Hymans Paul Waters and Lisa Deas with Slaughter’s partner Chris Sharpe was a Teams affair. Slaughter’s offices are a mile from where I watched it, Hymans half that, how I wanted to be in one … Continue reading
At last a plan for all pension schemes to pay pensions.
The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail), and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading
Posted in pensions
Tagged #pensions, CD, CDC, DB, dc, dc pensions, DWP, Government, Pensions
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CDC – we “stand like greyhounds in the slips, Straining upon the start”.
I am pleased with the news that Parliament will have legislation set before it on Thursday tomorrow, which will allow the CDC on a whole of life basis to go ahead. A consultation about at retirement CDC will follow shortly. … Continue reading
Posted in pensions
Tagged AgeWage, annuity, Business, CDC, Con Keating, dc, pension, TPR, workplace Pensions
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DB, DC, CDC? Just “pensions” – judged by VFM
It is interesting to hear comments on the Pension UK Conference from Nico Aspinall and Darren Philp I was aware that Nico was at the Conference but unaware of “the fringe” that Darren was at. To me, the Conference was … Continue reading
“Investing for an adequate retirement” – (what happens when you involve the audience)
This is not an investment conference but that didn’t stop Jon Handford – a consultant of Aon’s and Gareth Hayes Ernst and Young’s assistant pension director discussing how E&Y had got where they are on investment and how the audience … Continue reading
Instaviduals? How you get Pension VFM out of geo political conferences. Indeed.
Sophie Baker, South Londoner and Crystal Palace fan (funny how there are suddenly so many of them right now) is on the VFM podcast. Sophie is a journalist for a mag I’ve never read but which runs a Linked In … Continue reading
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Tagged Amsterday, Australia, dc, Geo political, Oebnsions, VFM, World Pension Summit
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Does CDC work like a DB or a DC pension plan? I don’t care!
Under current proposed timelines, multi-employer CDC schemes are expected to secure regulatory approval in 2026, with a view to accepting contributions from 2027. So we ought to be starting to think about what being in a CDC plan will feel like … Continue reading
Posted in age wage, dc pensions, pension playpen, pensions, Retirement
Tagged CDC, DB, dc, Fund, Funds, Pensions
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High earners aren’t taking their deferred pay seriously (Hargreaves and Oxford Uni).
The FT has this morning published a chart by Hargreaves Lansdown and Oxford University. It shows a deterioration in the replacement income for those who are on more than £87,200 (presumably a bar to earing a lot!). Give it a … Continue reading
What Labour’s IHT change really does to DC pensions
This blog is from Russ Oxley. With over 25 years of experience in the financial industry, Russ brings a unique combination of expertise to the table. He started his career in the City in 1997, where he honed his skills … Continue reading