Tag Archives: dc

“Nothing new”on the triple lock is – “big news!

Posted on July 4, 2026 by henry tapper

It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading →

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Is charting DC against DB enough? What will we make of CDC – ten years from now?

Posted on June 18, 2026 by henry tapper

Jack Grey of Pensions Age has an interesting take on DWP’s numbers for DC and DB pension volumes The value of defined contribution (DC) pension assets in the UK is set to reach £1trn and overtake defined benefit (DB) scheme … Continue reading →

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The end for the group personal pension?

Posted on June 16, 2026 by henry tapper

John Lapin writes an article I had hoped would be published by  a serious magazine like Corporate Adviser. You can read it here . This is from John Lappin, a most challenging author. The Group Personal Pension had its day … Continue reading →

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Mallowstreet argue that DC members “might have a claim to DB surplus”.

Posted on June 14, 2026 by henry tapper

This reinforces what I have been saying, though I’m not sure that trustees are legally obliged to do anything. The word “must” is maybe a little strong for trustees, the word “claim” a little strong on DC savers! Here’s Sandra’s … Continue reading →

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Damian, most of us need help to get a decent wage in retirement!

Posted on June 11, 2026 by henry tapper

Last Sunday lunchtime I sat in front of a group of 100 delegates at a fringe meeting of a union conference. We talked about them wanting their pensions back, of how they and their children could get paid a wage … Continue reading →

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Can we have joint pensions that pay the same to both partners?

Posted on June 8, 2026 by henry tapper

I wrote recently about an article by the FT’s Jonathan Guthrie that is packed with 10 bits of data that those of us who don’t have a pension provided us, need to understand. Of course a lot of families will … Continue reading →

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Would your firm consider a CDC pension?

Posted on June 7, 2026 by henry tapper

    Today Terry Pullinger and I are in Brighton talking to union representatives working for employers with unionised workforces. We’re spending our Sunday explaining to ordinary workers what CDC does for staff and how employers can consider it. We’re … Continue reading →

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NEETs do not need worries about “pension-wealth”

Posted on May 30, 2026 by henry tapper

So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading →

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When earnings don’t keep up with inflation (like now) we’re getting poorer.

Posted on May 28, 2026 by henry tapper

According to the FT , we are about to enter our fourth period when  earnings don’t keep up with inflation since 2008.   For many people with school economics, we grew up with average earnings being against of real price … Continue reading →

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Forget future austerity where prices rise faster than earnings – even in pensions!

Posted on May 27, 2026 by henry tapper

According to the FT , we are about to enter our fourth period when  earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price indexation … Continue reading →

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