Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

If you want leaseholders freedom, you’ve got today to have your say!

STEP ONE CLICK HERE TO READ THE BRIEFING STEP TWO RESPOND TO GOVERNMENT CONSULTATION Harry Scoffin says more in this video than I can say in words Fight now, or let the leasehold mafia win. Give them an inch, and … Continue reading

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Isn’t there such a thing as over-regulation? Not with DB pension schemes it seems.

We have a Pension Protection Fund with a surplus that is obscene compared with what that money could do in this country. We have a regulatory regime that means that Defined Benefit pensions are still funded on the most conservative … Continue reading

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“The care of people is at the heart of what we do” – Andy Burnham on entering #10

John Flynn of the Association of Member Nominated Trustees calls out in a fine article in Professional Pensions  “Never forget, that in DC and collective DC (CDC) schemes, members will be the only real stakeholders, yet their voice remains almost … Continue reading

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Reform have driven down a pension cul-de-sac; it’ll be tricky reversing out.

The Reform view of pensions is hypocritical in the extreme. My friends at Prospect Union point this out with greater force than I can How hypocritical can you get? Reform MPs want to close public service pension schemes for millions … Continue reading

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Making sure your lover “can afford to grow old without you”

Below’s a really good post which I’ve learned from. It ties in with some thinking that has been done with Neil Walsh of Prospect and helps me and friends wishing to provide collective pensions from next year. It ties in … Continue reading

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Financial Inclusion’s to be lauded; it isn’t woke but what about this Committee?

For some people, woke is a word about awareness, fairness, and paying attention to injustice. For others, it sounds political, sarcastic, and maybe a little overused. This morning I got a mailing from Gov.uk on the progress of our Financial Inclusion … Continue reading

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Harry Scoffin told you leaseholders would be shafted and he was right

Here’s the Telegraph this weekend Desperate developers offer freebies to offload luxury flats Buyers on one North London estate promised £40,000 in private school fees Maya Wilson Published 21 August 2026 Developers are battling against a ‘bottleneck’ of completed new-build stock … Continue reading

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Callum Stewart joins the queue wanting a change of name for CDC.

This is not having a go at Callum Stewart, quite the opposite, I am in the queue somewhere myself! What’s going on when people talk names (nomenclature if you’re posh) is to try to compress thinking into a word or … Continue reading

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Cowardly capitalism blocks the free flow of transfers.

I do not want to make a crisis out of a drama , but we are having a bit of a drama on this blog about whether we are taking bulk transfers from DC schemes seriously. I have stated that … Continue reading

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How the stock market views SJP is important to the retail finance business

Gordon Aitken’s work on SJP is very important. He has discovered a difference in perception between how SJP (and maybe the wealth industry) perceives itself and how the stock market prices it. Is its book of business so fragile? There … Continue reading

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