Everything that requires to be paid for the next 20-50 years requires investment. Non-investment types especially actuaries and other managerialists…
I don't know why you are all getting excited. In reality the likelihood is that the govt will cut pensions…
How far do you want to stretch the principle that compos mentis adults should not be treated as moral agents…
You're right, and Treasury have previous on this. Examples ... Netting at departmental / spending-review level Barnett is applied to…
Tag Archives: auto-enrolement
“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room
I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged adequacy, auto-enrolement, Aviva, DWP, Engagement, NEST, pensions, Policy, workplace Pensions
Leave a comment
How SMEs can manage pension risk
One of the least considered rules of auto-enrolment is that it the employer who must choose the workplace pension for its staff. It is not for the Government to make this decision, while it may be in the … Continue reading
Posted in pensions
Tagged auto-enrolement, DWP, pension playpen, TPR, workplace Pensions
Leave a comment
Confusing messaging on workplace pensions
Tom McPhail – the Stone Roses’ new vocalist? To the melodious backing of the Stone Roses’ “All for one“, Tom McPhail can be heard on radio today warning the world about small master trusts that could go wrong. “All for … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, auto-enrolement, National Employment Savings Trust, NEST, pensions, Retirement, Workie
4 Comments
Why advisers aren’t getting paid for auto-enrolment
Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading
A buyers guide to auto-enrolment software
Some initial thoughts Auto-enrolment software exists to automate the processes your company needs to establish to stage and maintain auto-enrolment. For most employers it is another payroll headache (along with RTI) that needs a purchased solution. Normally companies purchase on … Continue reading
Posted in accountants, advice gap, annuity, auto-enrolment, middleware, NEST, now, Payroll, pension playpen, pensions, Retirement
Tagged auto enrolment, auto-enrolement, Business, Employment, MIddleware, NEST, NOW, Payroll, pension, Pension new, Pension Regulator, pensions
2 Comments
“I’m pretty sure my client has a pension issue..”
This is as close as I can get to a verbatim conversation I had on the phone with the head of a small practice of accountants yesterday-it is edited to concentrate on the core issue she had – what … Continue reading
It’s a phoney war- what’s happening on the other side of the Channel?
I am still surprised how people are organising themselves to do their jobs. You’d have thought that the accountants and book-keepers who provide financial stability, get people paid and manage the tax affairs of Britain’s 1.25m employers would be the … Continue reading
Standard Life comes up trumps
Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions
Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb
Leave a comment
Tomorrow’s heroes; these are the folk who will solve the AE Capacity crunch
We’ve been doing some planning at Pension PlayPen towers . Most of our thinking is concentrated on this graph. We predict the capacity crunch at April 2015 which is the point when demand for auto-enrolment services and workplace pensions … Continue reading
Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions
Tagged accountants, Accountantweb, AccountingWEB, auto enrolment, auto-enrolement, auto-enrolment.DWP.Paul Johnson, Bristol, Business, dc pensions, Employment, Government, Leeds, Payroll, pension, Pension new, pension playpen, pensions
1 Comment
When AE collaborations are a cop-out.
AE Collaborations such as those advertised in Pensions Extra last week are a “neat fusion” according to Zurich’s Stephen Leffley. Barnett Waddingham’s Damian Stancombe admits their collaboration with Standard Life was driven by providers cherry-picking but stresses “at the very … Continue reading
I believe you are absolutely right and its polical expediancy to rob us of our State Pension. ounce again. That…