Tag Archives: AE

What’s happening to L&G’s shares matters to our pensions

On Friday, the FT brooked a story which at first site is a bit obscure, concerning Japanese and American businesses. Legal & General has brokered a deal to sell its US insurance business to Japan’s Meiji Yasuda for $2.3bn in … Continue reading

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Government focusses on pensions not AE contributions

Pensions minister Torsten Bell has confirmed auto-enrolment (AE) thresholds will be maintained at the current levels for 2025/26, following the statutory annual review of the AE thresholds. Bell confirmed the AE earnings trigger will remain at £10,000, while the lower … Continue reading

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The cost of living crisis has just started – listen to households not economists

There seems to be a disconnect between economists and ordinary people with ordinary finances. The factors that are creating a cost of living crisis are clear People’s ability to pay their bills is still reducing. The economists point to inflation … Continue reading

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Morrisons – auto-enrolment hero to pension zero

When the staging of auto-enrolment started in 2012, one UK employer stood out for going above and beyond the requirements of law, that firm was  Morrisons. Nearly 9 years ago to the day, I wrote a blog “It worked for … Continue reading

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Under-saving is not an illness

The Automatic Enrolment Bill is no cure for the epidemic of under-saving Sorry Arc Pensions Law, sorry Rhiannon Barnsley, I am sure so sure of your diagnosis, people who don’t save are not sick. Saving is a lifestyle choice and … Continue reading

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DWP bets the house on “adequate” DC pensions. No wonder it’s targeting VFM!

The DWP published a report on Friday that has attracted attention from mainstream and social media. It is the DWP’s first analysis of retirement income in the UK since the analytical report of the 2017 auto-enrolment review and it was … Continue reading

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Extending auto-enrolment? Now is not the time.

In a robust reply to the recommendations of the Work and Pensions Committee, the DWP has resoundingly said “no” to calls to implement “in the short-term” , the reforms it said it would implement in the middle of this decade. … Continue reading

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BREAKING; 35% of employers see pension pausing increase

The CIPP’s quick poll on employee’s “pausing” contributions to workplace pensions,  closed yesterday. For the first time , there is evidence of large scale pausing by employees who can’t afford their pensions. The CIPP report 410 employers participating, describing engagement … Continue reading

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Auto Enrolment 2.0 – anything new?

At the launch of the Resolution Foundation’s Retirement Living Standards, Pensions Minister Guy Opperman laid out some plans for what he’s calling Auto-enrolment 2.0. This blog asks whether 2.0 is just more of the same or a genuine upgrade. It’s … Continue reading

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TISA’s plans for low paid AE opt outs are a disgrace

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading

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