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Meta
Tag Archives: workplace pension
Is your pension due an upgrade?
In the relentless pursuit of new business, insurance companies and other financial institutions involved in the commercial marketing of pensions , have focussed on the new customer or the existing customer increasing his or her savings. It’s not hard to … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, IFA, pensions, upgrade, workplace pension
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Auto-enrolled through L&G/Ease – read this.
This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Ease, ITM, L&G, LGIM, pensions, Technology, workplace pension
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Are you and your savings “retirement ready”?
I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice, AgeWage, IFA, NEST, pensions, retrirement ready, workplace pension
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Who’s fooling whom – on workplace pensions
“We all have one- we all know who chose it, but none of us know why?” In the 19th century, when riddles were popular, this would have been counted an interesting question. Riddling could make a comeback on social media … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, NEST, pensions, workplace pension
4 Comments
Prudential’s IGC get it right – a model Chair report.
To understand why the Prudential’s IGC reports are so good, you need to go to first principals and read the opening paragraphs of their value for money definition (oddly sitting on p40 of the report) The IGC’s approach to VfM … Continue reading
Posted in IGC, pensions
Tagged IGC, John Nestor, Laurence Churchill, pensions, Prudential, Prufund, Retirement, workplace pension
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There is only so much pension risk, an ordinary person can take.
This diagram shows us the points where we can do well in our “journey” as DC investors. It’s a useful starting point in working out how we create value for money for ourselves. This article shows that how much we … Continue reading
Standard Phoenixed.
There are few examples, since the demise of Equitable Life, quite so ignominious, as the end to Standard Life. Standard Life Assurance Limited is being sold to Phoenix Life for just £3.2bn , part of which will be paid to … Continue reading
Posted in pensions
Tagged David Hare, Good to Go, IGC, pension, Phoenix Life, Rene Poisson, Standard Life, workplace pension
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Time for a DC upgrade?
I was wading through yet another long and technical explanation of CDC when I got my Eureka moment! I don’t want a CDC plan, I want a DC upgrade! I’m not dissing legal eagle Sandeep Maudgil (who’s soon to appear … Continue reading
Posted in annuity, CDC, pensions
Tagged CDC, pension, pension upgrade, Royal Mail, SIPP, upgrade, workplace pension
3 Comments
Employers be warned; your workplace pension responsibilities are wider than you think!
When I read this social media add from the Pensions Regulator I half thought tPR were encouraging employers to engage with their pension. No such luck – the pages behind the link explain the employer duties and responsibilities … Continue reading
Posted in pensions
Tagged DWP, Newcastle, pension playpen, pensions, Sage, TPR, U-switch, workplace pension
1 Comment
Time for bosses to get value from Workie!
There is plenty of crowing in policy circles about the success of auto-enrolment. The headlines are certainly good with nearly 9m new savers and over 1m new employers due to have staged by October. The public has taken to Workie … Continue reading