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Tag Archives: workplace pension
How can we expect the young to save? Here’s how!
The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading
Posted in pensions
Tagged ISA, ONS, putting money away, Retirement, Savings, savings ratio, workplace pension
7 Comments
Employers may be vulnerable to employee compensation claims (guest blog from BrightPay)
It is important that employers take time to consider the various pension options before choosing a pension scheme for their employees. A lack of care or thought when making critical pension decisions may have a negative effect on employers in the future. … Continue reading
Standard Life- welcome to Sage’s digital “Data Exchange”!
I’m very pleased to see Standard Life’s announcement that its “Good to go” proposition is now part of Sage’s Data Exchange initiative. The news grabs headlines in the Scotsman and it should be headline news down south as well! Employer’s … Continue reading
Posted in pensions
Tagged API, auto enrolment, Business, Marketing, pensions, Sage, Sage 50, Standard Life, Technology, workplace pension
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Slow and steady – the Zurich IGC
Laurie Edmans, Zurich’s IGC chair is a laid-back man. It shows in the IGC report that is considered and unhurried. It is a very good read as a deliberation on value for money though it is rather short on action … Continue reading
Posted in pensions
Tagged edmans, pensions, Transaction costs, workplace pension, Zurich, zurich igc
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Phoenix and the Hare bear bunch!
Last year I gave the Phoenix IGC chair report three greens out of three- the only report to get a “clear round”. It doesn’t quite make the double this year, but this is another excellent report which should be required … Continue reading
Posted in actuaries, IGC, pensions
Tagged auto enrolment, David Hare, Hare bear bunch, IGC, pensions, Phoenix, workplace pension
1 Comment
Time to dig this Government out of its hole?
Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading
Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, DWP, National Insurance, NEST, pensions, state pension, Steve Webb, WASPI, workplace pension
2 Comments
Which would you rather live in- a house or a car?
I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is. But scratch the surface and … Continue reading
Posted in pensions
Tagged AE, auto enrolment, Car, House, Pensions Minister, Richard Harrington, TPR, workplace pension
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Do employers have a duty of care when choosing pensions?
The shadow pension secretary Alex Cunningham has tabled an amendment to the Pension Schemes Bill which could clarify whether an employer has a duty of care in choosing a workplace pension for its staff. There are currently over 80 class … Continue reading
Posted in pensions
Tagged accountant, auto enrolment, Duty of Care, employer, Payroll, workplace pension
8 Comments
Avoid the ambulance chasers and choose your workplace pension wisely
In America the business of providing staff with a retirement benefits plan (known as 401k) is taken very seriously. Employers have fiduciary responsibility to the participants and to the plan. That means that if employers do not take due care … Continue reading
Posted in pensions
Tagged ambulane chasers, auto enrolment, employers, pension, Workie, workplace pension
1 Comment
Seasonal workers have as much right to a workplace pension as any others!
I am surprised and disappointed in the National Farmers Union, lobbying to release farmers from paying auto-enrolment contributions to short-term “seasonal” workers. We are in danger of opening the flood gates here to every part of the gig economy that … Continue reading
Posted in auto-enrolment, pensions
Tagged CBI, DWP, Farmers, Harrington, NFU, Payroll, workplace pension
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