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Tag Archives: workplace pension
Time for a DC upgrade?
I was wading through yet another long and technical explanation of CDC when I got my Eureka moment! I don’t want a CDC plan, I want a DC upgrade! I’m not dissing legal eagle Sandeep Maudgil (who’s soon to appear … Continue reading
Posted in annuity, CDC, pensions
Tagged CDC, pension, pension upgrade, Royal Mail, SIPP, upgrade, workplace pension
3 Comments
Employers be warned; your workplace pension responsibilities are wider than you think!
When I read this social media add from the Pensions Regulator I half thought tPR were encouraging employers to engage with their pension. No such luck – the pages behind the link explain the employer duties and responsibilities … Continue reading
Posted in pensions
Tagged DWP, Newcastle, pension playpen, pensions, Sage, TPR, U-switch, workplace pension
1 Comment
Time for bosses to get value from Workie!
There is plenty of crowing in policy circles about the success of auto-enrolment. The headlines are certainly good with nearly 9m new savers and over 1m new employers due to have staged by October. The public has taken to Workie … Continue reading
How can we expect the young to save? Here’s how!
The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading
Posted in pensions
Tagged ISA, ONS, putting money away, Retirement, Savings, savings ratio, workplace pension
7 Comments
Employers may be vulnerable to employee compensation claims (guest blog from BrightPay)
It is important that employers take time to consider the various pension options before choosing a pension scheme for their employees. A lack of care or thought when making critical pension decisions may have a negative effect on employers in the future. … Continue reading
Standard Life- welcome to Sage’s digital “Data Exchange”!
I’m very pleased to see Standard Life’s announcement that its “Good to go” proposition is now part of Sage’s Data Exchange initiative. The news grabs headlines in the Scotsman and it should be headline news down south as well! Employer’s … Continue reading
Posted in pensions
Tagged API, auto enrolment, Business, Marketing, pensions, Sage, Sage 50, Standard Life, Technology, workplace pension
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Slow and steady – the Zurich IGC
Laurie Edmans, Zurich’s IGC chair is a laid-back man. It shows in the IGC report that is considered and unhurried. It is a very good read as a deliberation on value for money though it is rather short on action … Continue reading
Posted in pensions
Tagged edmans, pensions, Transaction costs, workplace pension, Zurich, zurich igc
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Phoenix and the Hare bear bunch!
Last year I gave the Phoenix IGC chair report three greens out of three- the only report to get a “clear round”. It doesn’t quite make the double this year, but this is another excellent report which should be required … Continue reading
Posted in actuaries, IGC, pensions
Tagged auto enrolment, David Hare, Hare bear bunch, IGC, pensions, Phoenix, workplace pension
1 Comment
Time to dig this Government out of its hole?
Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading
Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, DWP, National Insurance, NEST, pensions, state pension, Steve Webb, WASPI, workplace pension
2 Comments
Which would you rather live in- a house or a car?
I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is. But scratch the surface and … Continue reading
Posted in pensions
Tagged AE, auto enrolment, Car, House, Pensions Minister, Richard Harrington, TPR, workplace pension
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