Tag Archives: workplace pension
How can payroll bureaux profit from auto-enrolment?
I’ve recently been asked by the leading payroll trade publication to answer some questions. I’ve enjoyed thinking about them and have set out my answers below. I’m not a payroll manager and I don’t run a bureau – I’m not … Continue reading
Posted in accountants, auto-enrolment, Payroll, pensions
Tagged accountant, auto enrolment, book keeper, Payroll World, pension, Technology, Workie, workplace pension
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The peril of pensions (a quiet word in payroll’s ear).
Anyone who manages payroll, whether in-house or as an outsourcer, will by now have discovered the perils of auto-enrolment. This article will not rehearse the process issues (you’ll be relieved to know). But with auto-enrolment come workplace pensions. Currently the majority … Continue reading
Posted in accountants, advice gap, auto-enrolment, pensions
Tagged accountant, auto enrolment, DWP, NEST, Payroll, pension, The Pensions Regulator, TPR, Workie, workplace pension
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Half a million savers let down by those they trust!
I am (once again) grateful to Jo Cumbo of the FT for her excellent reporting. Here is her summary of the latest state of the nation report on the progress of IGCs and Trustee Chairs overseeing our workplace pensions. You … Continue reading
Why can’t we talk about investment returns?
Investment performance has become a taboo – a “no go zone”. This suits the auto-enrolment agenda which is “comply or die”, but NEST has broken ranks and asked defaqto to publish comparative investment performance and it was right to … Continue reading
Posted in actuaries, auto-enrolment, pensions
Tagged actuaries, auto enrolment, FCA, Performance, Risk, Statistics, workplace pension
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Taking possession; how’s Workie performing ?
There’s an urban (pension) myth that it’s not until your pension is worth as much as your car that you take any notice of it. My car has been written off twice and has a scrap value of £1000 so … Continue reading
Posted in auto-enrolment, pensions
Tagged defaqto, first actuarial, Investment, NEST, pension playpen, Performance, Workie, workplace pension
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Time to tell it to people straight?
There is no engineering miracle that will put Britain’s pensions back on track. Indeed many people have never been to the station. The guaranteed pensions that flourished at a time of high interest rates and commensurate growth in the stock market … Continue reading
Posted in pensions, PPI
Tagged auto enrolment, FutureBook, FutureBook2, Google, Infrastructure, internet, pension, PPI, Technology, workplace pension
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An algorithm cannot lie
An algorithm cannot lie; it will tell you what you set it to tell you with the data you fed it. It has no choice, it is entirely deterministic;- and yet algorithms can help you lie. Let’s take a … Continue reading
Posted in NEST, Pension Freedoms, pensions
Tagged auto enrolment, Business, NEST, pension playpen, pensions, Retirement, workplace pension
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Auto-enrolment-Is Workie working?
By now we were due to be in trouble. There was talks of Tsunamis and capacity crunches. Nostradamus had nothing on the industry commentators saying that we wouldn’t cope; we’re coping. I go to events and ask participants, how’s … Continue reading
Posted in pensions
Tagged auto enrolment, Pensions Regulator, TPR, Workie, workplace pension
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Five good reasons to let people choose their workplace pension.
Tom Mcphail, myself and Steve Bee are three pension people suggesting that in time people will be able to ask employers to pay into the pension they choose rather than the pension chooses for them. You can read about … Continue reading
Posted in pensions
Tagged auto enrolment, Business, pension, pension pot, self-direct, workplace pension
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If your boss doesn’t care about your pension , he doesn’t care about you.
Popcorn pensions We’re used to bosses telling us that we’re the company’s greatest resource.Britain is a service led economy and even in an increasingly digital market, the human resource is expensive to acquire and to replace. If you have a … Continue reading
Posted in auto-enrolment, Payroll, pension playpen, pensions
Tagged auto enrolment, educate, Empower, Engage, pension playpen, popcorn, Popcorn Pensions, Sage, trust, workplace pension
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