Tag Archives: workplace pension

True Potential for a good IGC report.

  A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading

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Dad’s army could’ve done a better job!

Until quite recently, the main sources of financial advice for small businesses were the accountant and the bank manager. The BOE’s Andy Haldane’s comments about the complexity of pensions look back to a day when these intermediaries were trusted “The … Continue reading

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To understand value, get a grip on price

Workplace pensions are not priced as they seem. When an employer chooses a workplace pension, he/she sees member borne charges and employer charges. The employer charges are paid by the employer as fees (anything from £0 -£1200 pa, member borne … Continue reading

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OMG -OMW! Well done Old Mutual for your IGC!

  The Old Mutual Independent Governance Committee’s Chair Report is out and it’s a good one. The Chair – Richard Butcher works for Pitman Trustees and having waded through a number of Pitman GAA reports , I had expected another … Continue reading

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Vantage deserves better governance than this; the Hargreaves Lansdown IGC report.

    I enjoyed reading the Hargreaves Lansdown IGC report but for all the wrong reasons. It begins with an Executive Summary and ends with a strong of awards listed for the benefit – presumably – of the executives who … Continue reading

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Aegon’s ICC – treating the customer seriously.

I like Aegon’s IGC Chair report, delivered by top trustee Ian Pittaway. It’s not easy to find and though the report makes numerous references to its readers being its policyholders, I have no idea how a policyholder would stumble across … Continue reading

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Scottish Widows IGC – papering over the cracks

Scottish Widows IGC Chairman’s report is out and if you are a member of a Scottish Widows workplace pension you shouldn’t feel comforted by the words of its Chair Babloo Ramamurthy Although the IGC has carefully scrutinised the various elements of … Continue reading

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Time-Cost will prevail

That “it’s all about payroll stupid!” has become one of the axioms of auto-enrolment strategy. It’s a truism you hear mouthed by people who sell pensions but I’ve not hear many in payroll return the compliment! “It’s all about pensions” … Continue reading

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“PENTECH” slashes the cost of pension advice

Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading

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Unbiased?

We all know that when we go on Google or Twitter, certain search results or tweets are promoted. We know that they are at the top of the list because they are market as promoted. The products that lie behind … Continue reading

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