Tag Archives: workplace pension
There’s no shortcut to pension due diligence -Ros.
It’s reported in the FT that efforts to regulate the burgeoning master trust market have stalled and we’ll have nothing on the statute books this time 2017. This is no surprise, there is no legislative window till Pensions Act 2016 … Continue reading
Posted in pensions
Tagged due diligence, MAF, master trust assurance framework, pension, pensions, TPR, workplace pension
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There’s not much occupational about an occupational pension
The decision of the High Court to overturn the Pension Ombudsman’s ruling that Ms Hughes could take benefits into an occupational pension scheme set up expressly to invest in overseas property may have wider ramifications than outlined in my recent … Continue reading
Posted in pensions
Tagged Cape Verde, Ms Hughes, occupational pension, pension, pension playpen, Retirement, workplace pension
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Are mastertrusts safe?
Is it good enough that pension schemes can operate without ANY capital adequacy requirements That’s the question posed by FT’s Jo Cumbo and as that old adage “50% of people don’t know what “50%” means” goes to show, most people … Continue reading
Posted in pensions
Tagged auto enrolment, Financial services, pension, pensions, Retirement, trust mster trust, Workie, workplace pension
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Choosing our “Workie”- how hard can we make it?
This week and for weeks to come , I am out and about talking with the payroll partners of large accountancy practices who feel they have no choice but to help their employer clients through auto-enrolment. I’m doing this work … Continue reading
Posted in pensions
Tagged accountancy, accountants, auto enrolment, Financial services, net-pay, Payroll, pension, relief at source, Workie, workplace pension
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“And the language that he used!” Does Workie speak?
Go to him now, he calls you- you can’t refuse If you ain’t got nothing- you got nothing to lose! Great lines taken out of context from Bob Dylan’s “Like a Rolling Stone“. The link takes you to a … Continue reading
Posted in pensions
Tagged articulate, measures of support, pension, pension playpen, Workie, workplace pension
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What has the financial services industry learned from auto-enrolment?
The first lesson that the financial services is learning from auto-enrolment is that consumer purchasing cannot be predicted on the basis of past performance. Continue reading
Posted in pensions
Tagged apprentice, auto enrolment, FAMR, FCA, IFA, on-line, pensions, regulation, robo-advice, Workie, workplace pension
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Asleep at the wheel on net pay – and they want to drive the bus!
The PLSA are making a fuss about SMEs. Small Business Saturday tells me that my small business can get its help – and it’s just round the corner! But I am not convinced, since the launch of Pension Solutions, its … Continue reading
Posted in napf, NEST, pension playpen, pensions, PLSA
Tagged asleep at the wheel, auto enrolment, net-pay, PLSA, relief at source, Workie, workplace pension
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A lot more people earning £10k or less are “in” and some don’t even know it.
I was talking to an auditor recently who had questioned why someone who cleaned her client’s office in the morning and was on £120 pw had been considered an eligible jobholder – and auto-enrolled. It turned out that the cleaner submits an … Continue reading
Crowd-sourcing a solution to the net-pay pension problem.
The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading
Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Adrian Boulding, auto enrolment, DWP, henry tapper, Kate Upcraft, net-pay, Pensioins, pension, relief at source, Ros Altmann, Workie, workplace pension
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Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
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