Tag Archives: workplace pension
There is only one thing in life worse than being talked about……Guest blog by Ralph Frank
The pensions freedoms announced in the 2014 Budget are claimed to have made defined contribution (“DC”) pensions more effective in helping people retire. This view is set out in the 2015 CBI/Mercer Pensions Survey, ‘A view from the top’. The … Continue reading
Posted in Payroll, pensions, Pensions Regulator
Tagged auto enrolment, Business, DWP, Employment, Financial services, pensions, Retirement, Workie, workplace pension
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How do you compare pension default funds?
An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading
Posted in pensions
Tagged annuity, Apples and pears, auto enrolment, Business, CDC, choose, Choose a Pension, compare, dc pensions, default, FCA, Financial services, Investment, investment consulting, National Employment Savings Trust, NEST, pension, pension default, Pension new, pension playpen, Pension Regulator, pensions, Retirement, workplace pension
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Come on Sage – you can and should do better!
Sage are a great British success story. Over the past 20 years they have become pre-eminent as a payroll software supplier and latterly a portal for a range of back-office business solutions. Www.pensionplaypen.com is itself a business customer, using SagePay … Continue reading
Ten things everyone should know about workplace pensions
Pensions are difficult; how can buyers choose one from another? Look from the list of categories at the attributes that IFAs consider important when deciding on a pension? Confused? …… I was! The traditional … Continue reading
Getting it right on choice – a pragmatic view.
People like choice but are afraid of taking decisions. This paradox has puzzled pension people for a long time. People think that having 170 fund choices on their personal pension is good news, but 90% of us make no choice … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, choice, Ros Altmann, workplace pension
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Hats off to the Regulator – there is no shortcut to good practice.
When it comes to choosing your workplace pension – there is no shortcut to good practice Continue reading
Posted in pensions
Tagged Abacus, Alexander House, DWP, NEST, NOW, pension, pension playpen, Pension Regulator, Pensions Regulator, People's Pension, shortcut, the Regulator, TPR, workplace pension
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The Pension PlayPen guide to your pension freedoms
From April the unpopular tax rules that meant most people had to buy an annuity will change. Pensions are having a makeover which will give you better choices and more freedom. But to take advantage of this makeover, you need … Continue reading
Posted in pensions
Tagged annuity, Drawdown, Freedom and Choice, Guidance, pension, Pension advice, Pension Wise, state pension, workplace pension
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There’s no silver bullet, to beat the DC blues!
There is no silver bullet The way that investment consultants talk about DC, you’d still think there is some silver bullet waiting to be loaded into the gun, to shoot away the DC blues. The DC blues cannot be cured … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions
Tagged DC Blues, john hurt, pension, pensions, silver bullet, workplace pension
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