Tag Archives: annuity
A jolly walk around the bulk annuity garden.
Andy Smith It is good to get further interpretation of the FCA’s recent research into bulk purchased annuities. This from Andy Smith of Barnett Waddingham. Bulk annuity transaction sizes have changed dramatically in recent years, with the real growth story … Continue reading
An ever more sophisticated annuity purchaser?
Mark Ormston is a superhero There is a great report from the FCA hiding behind Mark’s comments and you can check it out more easily using this link to the FCA website. Mark is modest for his firm , Retirement … Continue reading
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Tagged annuity, Drawdown, Encashment, mark ormston, Pensions, retirement line, UFPLS
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Insurers mobbed by small DB plans; – but £bn + business is drying up
Thanks to Martin Richmond of Professional Pensions and Charlie Finch of LCP for giving us a heads up on the shift towards insurance in 2025. Bulk Purchase Annuities are being exchanged for the assets of small DB pension plans but … Continue reading
“Can I swap my pot for a pension to save my folk tax if I die?”
“Can I swap my pot for a pension to save my folk tax if I die?” I get a lot of correspondence from advisers on the impact of changes to taxation of inheritance tax on clients who don’t even make … Continue reading
Doubt cast over ownership credentials of US insurer buying-out UK pensions
Apollo Exposed: Athene Stories reinforce concern either side of the Atlantic about private equity taking over insurers on a dubious basis. We know the outcome in terms of UK Pensions; PIC and Just have recently been bought into by US … Continue reading
Can we bring DB back? Not it seems without the permission of the ABI.
For many years we have been led to believe that the only good DB scheme has a bulk annuity inside it and it’s on the way to being bought out. I was in hospital for the shockwaves of Pension IHT … Continue reading
Pension freedoms don’t work for the dead, pensions are for the living!
I come at the issue rather differently than Ros who is keen on protecting retirement wealth as a haven for those with inheritance tax problems. Well I don’t think this is top of the list of Government priorities despite there … Continue reading
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Tagged annuity, pension freedom, Ros Altmann, Sir Steve Webb, Steve Webb
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There’s no VFM measure for pensions; ordinary folk are baffled by “CETV”.
This blog is a reminder to me of the lack of understanding people had and have of pension value for their money. This is not a criticism of people, it is a comment on the failure of the organisations that … Continue reading
Paul Todd of NEST- 10.30 am – this morning – joining link here.
You are cordially invited to join our next Coffee Morning THIS MORNING at which Paul Todd, COO of NEST will be talking and answering our questions. If you want to understand where Nest is coming from, press the button on … Continue reading
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Tagged annuity, NEST, Paul Todd, pension playpen, personal pension
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Paul Todd explains Nest’s approach to paying pensions
You are cordially invited to join our next Coffee Morning at which Paul Todd, COO of NEST will be talking and answering our questions. If you want to understand where Nest is coming from, press the button on the you … Continue reading
Posted in pensions
Tagged annuity, NEST, Paul Todd, pension playpen, personal pension
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