I have no brief from Nest , IFM or Border to Coast to promote this report, but what they are doing is worth publicity. It is a worthy document for this blog if not the Pensions UK Annual Conference!

I can think of worse ways to kick off the Conference than to read this report as you go up on the train to Liverpool.

There is no one to talk on this from any of these colossal pension schemes so I will have to do it in my embarrassed way. I am embarrassed that my trade association cannot work with those who are showing the way and instead focus on those who pay to sponsor their own products.

A report of great importance to pensions, the economy and to our retirement income.

I hope that the forward will encourage you to read the 40 page retirement. I read it last night and it will be my “Conference Agenda replacement” for me today .