Tag Archives: pensions
A practical illustration of Contractual Accrual Rates – Clacher and Keating
In this article Con Keating and Iain Clacher explain an alternative to the current way we require DB schemes to be funded. It challenges received thinking and offers a way forward to regulators struggling to find an acceptable funding … Continue reading
Posted in de-risking, pensions
Tagged Accrual, Car, Con Keating, Conractual accrual rate, defined benefit, Iain Clacher, liability, pensions
11 Comments
The Killing of Open Schemes – Michael Bromwich
Michael Bromwich has been the CIMA Professor of Financial Accounting at the LSE since October 1985 . He is the co-author of “Management accounting in a digital and global economy” and one of Britain’s authorities on the subject. His … Continue reading
Posted in Bankers, pensions, Pensions Regulator
Tagged Funding, LSE, LTO, Michael Bromwich, Open Schemes, pensions, Sharon Bowles, TPR
3 Comments
Pot consolidation doesn’t need alchemy – it needs common purpose and leadership
The case for Government intervention on “small pots” is made very well by Dirk Paterson It is indeed time for Government intervention, but the choices are many and each has its issues. The danger of relying on Government intervention … Continue reading
Posted in now, pensions
Tagged Adrian Boulding, Dirk Paterson, Guy Opperman, Innovation, NOW, pensions, Pot follows member
Leave a comment
Prem Sikka’s peerage – its value to accounting , governance and pensions
Prem Sikka, too, is an appointment to be welcomed as strengthening the Lords pensions team. Read his monograph from 2006, “Pensions crisis a failure of public policymaking”, https://t.co/xBHu7dgVKJ. Chapter 2: THE PENSIONS CRISIS: FACT AND FICTION explains the valuation and… … Continue reading
Posted in accountants, advice gap, age wage, pensions
Tagged Accounting, Bryn Davies, Dennis Leech, ESG, House of Lords, pensions, prem sikka, Ros Altmann, Sharon Bowles
Leave a comment
“That’s an interesting choice”
“That’s an interesting choice” is a statement that interests me a lot. It is an entirely satisfactory response to a test we have just started with the FCA in which we allow people to compare pension pots by way of … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged advice, choice, FCA, interesting, meaningful, pension, pensions, Sandbox, Scam, scammer
Leave a comment
Arsenal v Chelsea – what matters tonight is the result.
Tonight we have an FA Cup final. It may or may not be a great game but that’s not what Chelsea and Arsenal fans are worried about, they are worried about the score! The score will create an outcome, the … Continue reading
Bryn Davies ; Our new voice in the Lords
There were three peerages created yesterday for services to pensions , all three deserved. Frank Field and Helena Morrissey are high profile and fly their own flags, Bryn is less well known but no less deserving. Bryn’s career Brinley Howard … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Bryn Davies, ILEA, Jeremy Corbyn, pensions
1 Comment
“Gonna break out of the City” – and retire to a very cheap house in the country
No song was more thrilling to me as a 15 year old than Eddie and the Hot Rods “do anything you wanna do!”. Its opening line is quoted in the title of this blog and you can hear Eddie … Continue reading
Investing in the right place
I am very pleased to hear about a new project designed to get pension schemes investing in the right place. You can read about it here It’s an initiative that impacts us all, we all pay council tax or at … Continue reading
Posted in ESG, leadership, pensions
Tagged ESG, impact investing institute, LGPS, Make My Money Matter, pensions, Pensions for purpose, the good economy
1 Comment
Why I’m changing my mind about NEST
Nest nudge pension freedoms to one side https://t.co/QTwvZDVnKt via @henryhtapper – we don’t have a NEST equivalent in Australia – and it’s starting to look like a significant oversight in the evolution of our #superannuation system. @NESTInsight — Jeremy Cooper … Continue reading
Posted in NEST, pensions
Tagged Impact, ISG, Jeremy Cooper, NEST, pensions, small pots, workplace Pensions
Leave a comment