Tag Archives: pensions
Nest nudge pension freedoms to one side
Are you saving into NEST? Around 8 million Brits are and I’m currently one of them. I was looking at what AgeWage signed me up to and found out some surprising things Firstly I am soon to turn 60 and … Continue reading
Posted in NEST, pensions
Tagged Drawdown, NEST, nest guided retirement fund, pensions
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Retirement – where is thy sting?
At over 2600 words, this is the longest comment to appear on this blog. It is written by Gareth Morgan who’s focus is not on “wealth” but on the alleviation of poverty. This blog is his critique, not of Pensions … Continue reading
Posted in pensions
Tagged benefits, Drawdown doldroms, Ferret, Gareth Morgan, Pension Bee, Pension Credits, pensions
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How Pension Providers become winners in a data driven world
Data requests are a key measure of “quality of service”. This is a sister piece to my blog for pension consumers published here. Under GDPR, consumers are entitled to their pension data in a timely fashion. In a test last … Continue reading
Posted in pensions
Tagged AgeWage, Dashboard, Data, Opperman, Pension Dashboard, pensions, Pensions Minister
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How can you test the “quality of service” you’re getting from your pensions?
“Value for money is more than just an analysis of cost” – we are told “Value for money is more than just an analysis of the money paid” – we are told “Value for money is also about ‘quality of … Continue reading
Posted in advice gap, age wage, pensions
Tagged FCA, pensions, Quality of service, Sandbox, Value for Money, VFM
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Death by discount rates
Q: When is a million dollars not a million dollars? A: When it is not yet a million dollars. The pensions business is all about the long term. Fund managers like me are responsible for ensuring we have sufficient funds … Continue reading
A CIPP initiative on workplace pensions
The times call for a fresh and innovative approach to help staff facing an uncertain future. The prospect of reduced work prospects faces many of us, especially furloughed staff. This article looks at an initiative taken by the CIPP to … Continue reading
A calm hand needed for this pension face off
Mark Twain reported that reports of his death were exaggerated. A journalist had in fact mistaken his state of health for his brother’s (who was in a much worse way). The same could be said for the Open Defined Benefit … Continue reading
A McCloud(ed) judgement where costs may be shared.
On the face of it , the McCloud judgement looks like a civil service cock-up on a grand scale, costing the Government billions in what were thought “saved” revenues and compensating civil servants who already have gold plated pensions for … Continue reading
Posted in actuaries, advice gap, pensions
Tagged HM Treasury, judgement, Mcleod, pensions, p[ublic purse
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Are you or your parents missing out on pension credits?
This article is important. We urge people to save for retirement but for many people retirement is already here and things are going to be tough as the economic impact of the pandemic hits us all. So it’s good to … Continue reading
Posted in pensions
Tagged Martin Lewis, MSE, Pension Credits, pensions, state pension, State Pension Age
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Opperman – pensions are for the long term
It was good to see Guy Opperman speaking at Professional Pensions Live. This is my take on his speech and the direction of Government pension’s policy as we come out of lock-down and into the summer recess! Recently Guy … Continue reading
Posted in advice gap, age wage, Dashboard, open pensions, Pension Freedoms, pensions
Tagged bowles, Dashboard, Guy Opperman, House of Lords, Pension Schemes Bill, pensions, Superfund
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