Tag Archives: European Union

What really matters -DC outcomes

DC consulting concentrates on the hard things and misses the easy ones. What we need is a pragmatic, plain-speaking and pragmatic approach to DC pensions and that is exactly what we’ve decided to provide Continue reading

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A blueprint for DC pensions

In this article I am arguing that the Pension Protection Fund can be used to provide pensions today for those ill-served by the indiviudal annuity process, namely those whose pots are above the level of commutation but below the levels where income drawdown becomes viable
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Posted in annuity, NEST, pensions | Tagged , , , , , , , , , , | 16 Comments

A definitive solution to the annuity crisis.

It is time that we started using our existing infrastructure, the PPF, the DWP pension payment system and the ultimate covenant of the UK tax-payer to sort out this mess.

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DC – a victim of “mark to market” evangelism?

At present, the DC affluent can protect themselves through the use of phased retirement and income drawdown. Those with small DC pots are least protected from market vagaries.
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Posted in NEST, pensions | Tagged , , , , , , , , , , , , | 4 Comments